Low Income Apartments and Affordable Housing For Rent in Phil Campbell, AL

Discover affordable housing in Phil Campbell where there are 2+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Campbell Arms II

76 Campbell Arms Cir, Phil Campbell, Alabama 35581

Stalcup Circle

14 Underwood Cir, Phil Campbell, Alabama 35581

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Phil Campbell, Alabama
$16.23/hour
$8.98 (+124%) more than Alabama minimum wage and $8.98 (+124%) more than the Federal minimum wage.
Learn More About Phil Campbell, Alabama Affordable Housing ↓

What HUD offices serve Phil Campbell, Alabama?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Phil Campbell, Alabama.

Go to the Alabama Public Housing and Low-Income Apartments Waiting Lists page for openings near Phil Campbell.

How many renters live in Phil Campbell, Alabama?

The City of Phil Campbell has 717 people living in 357 households.

There are 206 renters living in 108 renter households in this City. Renters make up 28.73 percent of the population living in Phil Campbell.

What is the rental market like in Phil Campbell, Alabama?

There are an estimated 465 housing units in the Phil Campbell area. Of these, 125 units are rental homes, making up 27 percent of the housing market. For every renter household in Phil Campbell, Alabama, there are 1 rental units.

What is the vacancy rate for rentals in Phil Campbell?

The rental vacancy rate in Phil Campbell is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Phil Campbell for each bedroom size?

Occupied Rental Units by Size in Phil Campbell
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
5 20 31 52 0
Occupied Rental Units by Size in Phil Campbell

A large number of apartments in Phil Campbell have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Phil Campbell are overburdened by housing costs?

Among renter households in this market, 34 percent have housing cost burden. Further, 19 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Phil Campbell

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $642 to $1,321. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $642
One BR $763
Two BR $857
Three BR $1,042
Four BR $1,321
2024 Fair Market Rents in Phil Campbell, Alabama

How many units are rented at Fair Market Rent (FMR) in Phil Campbell?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 5 100 percent
One BR 20 100 percent
Two BR 30 97 percent
Rental Units Below FMR in Phil Campbell, Alabama

How many affordable rental units are in Phil Campbell?

There are a variety of federal affordable housing programs serving households in Phil Campbell, Alabama including the following:

Federal Program Unit Count
Public Housing 62
USDA Section 515 Rural Rental Housing 40
Tracked Units by Federal Program in Phil Campbell, Alabama

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Phil Campbell, Alabama

Phil Campbell features 78 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Phil Campbell, Alabama

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Phil Campbell.

Housing Choice Vouchers in Phil Campbell, Alabama

On average, Section 8 Housing Choice vouchers pay Phil Campbell landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Phil Campbell.

The maximum amount a voucher would pay on behalf of a low-income tenant in Phil Campbell, Alabama for a two-bedroom apartment is between $771 and $943.

Sourced from federal housing data and AffordableHousingOnline.com research.