Low Income Apartments and Affordable Housing For Rent in Sterling, IL

Discover affordable housing in Sterling where there are 8+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Sterling Manor Apartments

2403 E 19th St, Sterling, Illinois 61081

Greencastle of Sterling, Inc

15 E 23rd St, Sterling, Illinois 61081

Ster - Lynn Estates

215 E 25th St, Sterling, Illinois 61081

Lawrence Lofts

101 East 3rd Street, Sterling, Illinois 61081

Parkview Place of Sterling

2205 Oak Grove Ave, Sterling, Illinois 61081

D.D. Development of Sterling (

2105 Freeport Rd, Sterling, Illinois 61081

Ster Lynn Estates Hr - 181

210 E Lynn Blvd, Sterling, Illinois 0

Tri County Hr - 409 Scattered Sites

3rd And 13th Griswold And 7th Ave, Sterling, Illinois 61071

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Sterling, Illinois
$16.02/hour
$2.02 (+14%) more than Illinois minimum wage and $8.77 (+121%) more than the Federal minimum wage.
Learn More About Sterling, Illinois Affordable Housing ↓

What HUD offices serve Sterling, Illinois?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Sterling, Illinois.
Operates the Public Housing programs for Sterling, Illinois.

Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Sterling.

How many renters live in Sterling, Illinois?

The City of Sterling has 14,852 people living in 6,532 households.

There are 4,534 renters living in 2,481 renter households in this City. Renters make up 30.53 percent of the population living in Sterling.

What is the rental market like in Sterling, Illinois?

There are an estimated 7,350 housing units in the Sterling area. Of these, 2,729 units are rental homes, making up 37 percent of the housing market. For every renter household in Sterling, Illinois, there are 1 rental units.

What is the vacancy rate for rentals in Sterling?

The rental vacancy rate in Sterling is 6 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Sterling for each bedroom size?

Occupied Rental Units by Size in Sterling
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
135 692 1,027 504 123
Occupied Rental Units by Size in Sterling

A large number of apartments in Sterling have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Sterling are overburdened by housing costs?

Among renter households in this market, 46 percent have housing cost burden. Further, 21 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Sterling

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $589 to $1,127. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $589
One BR $644
Two BR $846
Three BR $1,033
Four BR $1,127
2024 Fair Market Rents in Sterling, Illinois

How many units are rented at Fair Market Rent (FMR) in Sterling?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 13 10 percent
One BR 291 42 percent
Two BR 610 59 percent
Rental Units Below FMR in Sterling, Illinois

How many affordable rental units are in Sterling?

There are a variety of federal affordable housing programs serving households in Sterling, Illinois including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 272
Section 8 Project-Based Rental Assistance 110
Section 202 Supportive Housing for the Elderly 31
Section 811 Supportive Housing for Persons with Disabilities 12
Tracked Units by Federal Program in Sterling, Illinois

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Sterling, Illinois

Sterling features 143 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Sterling, Illinois

There are 252 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Sterling.

Housing Choice Vouchers in Sterling, Illinois

On average, Section 8 Housing Choice vouchers pay Sterling landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Sterling.

The maximum amount a voucher would pay on behalf of a low-income tenant in Sterling, Illinois for a two-bedroom apartment is between $761 and $931.

Sourced from federal housing data and AffordableHousingOnline.com research.