What HUD offices serve Cumberland County, Illinois?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Cumberland County.
How many renters live in Cumberland County, Illinois?
The County of Cumberland County has 10,447 people living in 4,142 households.
There are 1,976 renters living in 782 renter households in this County. Renters make up 18.91 percent of the population living in Cumberland County.
What is the rental market like in Cumberland County, Illinois?
There are an estimated 4,734 housing units in the Cumberland County area. Of these, 801 units are rental homes, making up 17 percent of the housing market. For every renter household in Cumberland County, Illinois, there are 1 rental units.
What is the vacancy rate for rentals in Cumberland County?
The rental vacancy rate in Cumberland County is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.
How many rental units are in Cumberland County for each bedroom size?
Occupied Rental Units by Size in Cumberland County
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 6 | 116 | 380 | 164 | 103 |
Occupied Rental Units by Size in Cumberland County
A large number of apartments in Cumberland County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How many renter households in Cumberland County are overburdened by housing costs?
Among renter households in this market, 20 percent have housing cost burden. Further, 9 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.
The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.
How Much Is Rent in Cumberland County
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $553 to $1,075. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $553 |
| One BR | $614 |
| Two BR | $807 |
| Three BR | $976 |
| Four BR | $1,075 |
2024 Fair Market Rents in Cumberland County, Illinois
How many units are rented at Fair Market Rent (FMR) in Cumberland County?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 6 | 100 percent |
| One BR | 74 | 64 percent |
| Two BR | 233 | 61 percent |
Rental Units Below FMR in Cumberland County, Illinois
How many affordable rental units are in Cumberland County?
There are a variety of federal affordable housing programs serving households in Cumberland County, Illinois including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | 18 |
| Public Housing | 92 |
| USDA Section 515 Rural Rental Housing | 18 |
Tracked Units by Federal Program in Cumberland County, Illinois
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in Cumberland County, Illinois
Cumberland County features 110 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Cumberland County, Illinois
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.
Housing Choice Vouchers in Cumberland County, Illinois
On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Illinois for a two-bedroom apartment is between $726 and $888.
Sourced from federal housing data and AffordableHousingOnline.com research.
