Low Income Apartments and Affordable Housing For Rent in Girard, IL

Discover affordable housing in Girard where there are 2+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Heritage Apartments

114 W Mound St, Girard, Illinois 62640

Girard Area Homes

300 W North St, Girard, Illinois 62640

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Girard, Illinois
$17.84/hour
$3.84 (+27%) more than Illinois minimum wage and $10.59 (+146%) more than the Federal minimum wage.
Learn More About Girard, Illinois Affordable Housing ↓

What HUD offices serve Girard, Illinois?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Section 8 Project-Based Voucher (PBV) programs for Girard, Illinois.
Operates the Public Housing programs for Girard, Illinois.

Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Girard.

How many renters live in Girard, Illinois?

The City of Girard has 1,492 people living in 558 households.

There are 549 renters living in 222 renter households in this City. Renters make up 36.8 percent of the population living in Girard.

What is the rental market like in Girard, Illinois?

There are an estimated 759 housing units in the Girard area. Of these, 269 units are rental homes, making up 35 percent of the housing market. For every renter household in Girard, Illinois, there are 1 rental units.

What is the vacancy rate for rentals in Girard?

The rental vacancy rate in Girard is 17 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Girard for each bedroom size?

Occupied Rental Units by Size in Girard
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
0 36 123 59 4
Occupied Rental Units by Size in Girard

A large number of apartments in Girard have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Girard are overburdened by housing costs?

Among renter households in this market, 40 percent have housing cost burden. Further, 23 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Girard

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $712 to $1,428. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $712
One BR $717
Two BR $942
Three BR $1,235
Four BR $1,428
2024 Fair Market Rents in Girard, Illinois

How many units are rented at Fair Market Rent (FMR) in Girard?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
One BR 23 64 percent
Two BR 101 82 percent
Rental Units Below FMR in Girard, Illinois

How many affordable rental units are in Girard?

There are a variety of federal affordable housing programs serving households in Girard, Illinois including the following:

Federal Program Unit Count
Public Housing 21
USDA Section 515 Rural Rental Housing 16
Tracked Units by Federal Program in Girard, Illinois

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Girard, Illinois

Girard features 24 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Girard, Illinois

There are 11 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Girard.

Housing Choice Vouchers in Girard, Illinois

On average, Section 8 Housing Choice vouchers pay Girard landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Girard.

The maximum amount a voucher would pay on behalf of a low-income tenant in Girard, Illinois for a two-bedroom apartment is between $848 and $1,036.

Sourced from federal housing data and AffordableHousingOnline.com research.