Low Income Apartments and Affordable Housing For Rent in Saint Cloud, MN

Discover affordable housing in Saint Cloud where there are 34+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Cedar Terrace Townhomes

1335 14th St N, Saint Cloud, Minnesota 56303

La Paz Community Apartments

530 16th St S, Saint Cloud, Minnesota 56301

The Bluffs at Liberty Glen

1075 24th Street, SE., Saint Cloud, Minnesota 56304

Northway A and B

1525 Northway Dr, Saint Cloud, Minnesota 56303

Courtyard Apartments

700-790 14th St S, Saint Cloud, Minnesota 56301

Westwind Apartments

765 Savanna Ave, Saint Cloud, Minnesota 56303

The Highlands

2015 27th St SE, Saint Cloud, Minnesota 56304

Oak Grove Townhomes

1728 Oak Grove Rd SW, Saint Cloud, Minnesota 56301

Parkview Terrace Apartments

625 14th St S, Saint Cloud, Minnesota 56301

Benet Place South

1975 15th Ave SE, Saint Cloud, Minnesota 56304

Germain Towers

905 W Saint Germain St, Saint Cloud, Minnesota 56301

Benet Place

1420 Minnesota Blvd, Saint Cloud, Minnesota 56304

Woodland Park Apartments

1430 9th Ave S, Saint Cloud, Minnesota 56301

Quarry Heights

2051 Quarry Rd, Saint Cloud, Minnesota 56301

La Cruz Apartments

1514 6th Ave S #16, Saint Cloud, Minnesota 56301

Wimbledon Green Apartments

401 33rd Ave N, Saint Cloud, Minnesota 56303

Wilson Apartments

41 3rd Ave NE, Saint Cloud, Minnesota 56304

The Sanctuary at St. Cloud

2410 20th Avenue Southeast, Saint Cloud, Minnesota 56304

The Sanctuary at St Cloud

2410 20th Avenue Southeast, Saint Cloud, Minnesota 56304

Westwood Village Apartments

770 Savanna Ave, Saint Cloud, Minnesota 56303

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Saint Cloud, Minnesota
$21.88/hour
$13.03 (+147%) more than Minnesota minimum wage and $14.63 (+202%) more than the Federal minimum wage.
Learn More About Saint Cloud, Minnesota Affordable Housing ↓

What HUD offices serve Saint Cloud, Minnesota?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Saint Cloud, Minnesota.
Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Saint Cloud, Minnesota.

Go to the Minnesota Public Housing and Low-Income Apartments Waiting Lists page for openings near Saint Cloud.

How many renters live in Saint Cloud, Minnesota?

The City of Saint Cloud has 69,813 people living in 27,401 households.

There are 27,893 renters living in 12,969 renter households in this City. Renters make up 39.95 percent of the population living in Saint Cloud.

What is the rental market like in Saint Cloud, Minnesota?

There are an estimated 29,130 housing units in the Saint Cloud area. Of these, 14,956 units are rental homes, making up 51 percent of the housing market. For every renter household in Saint Cloud, Minnesota, there are 1 rental units.

What is the vacancy rate for rentals in Saint Cloud?

The rental vacancy rate in Saint Cloud is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Saint Cloud for each bedroom size?

Occupied Rental Units by Size in Saint Cloud
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,434 3,279 5,151 2,617 1,481
Occupied Rental Units by Size in Saint Cloud

A large number of apartments in Saint Cloud have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Saint Cloud are overburdened by housing costs?

Among renter households in this market, 56 percent have housing cost burden. Further, 30 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Saint Cloud

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $877 to $1,820. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $877
One BR $906
Two BR $1,155
Three BR $1,531
Four BR $1,820
2024 Fair Market Rents in Saint Cloud, Minnesota

How many units are rented at Fair Market Rent (FMR) in Saint Cloud?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,088 76 percent
One BR 2,167 66 percent
Two BR 3,355 65 percent
Rental Units Below FMR in Saint Cloud, Minnesota

How many affordable rental units are in Saint Cloud?

There are a variety of federal affordable housing programs serving households in Saint Cloud, Minnesota including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 1,015
Public Housing 291
Section 8 Project-Based Rental Assistance 533
Section 202 Supportive Housing for the Elderly 79
Section 811 Supportive Housing for Persons with Disabilities 24
Tracked Units by Federal Program in Saint Cloud, Minnesota

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Saint Cloud, Minnesota

Saint Cloud features 819 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Cloud, Minnesota

There are 1,081 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Cloud.

Housing Choice Vouchers in Saint Cloud, Minnesota

On average, Section 8 Housing Choice vouchers pay Saint Cloud landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Saint Cloud.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Cloud, Minnesota for a two-bedroom apartment is between $1,040 and $1,271.

Sourced from federal housing data and AffordableHousingOnline.com research.