Low Income Apartments and Affordable Housing For Rent in Bay City, MI

Discover affordable housing in Bay City where there are 13+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Maplewood Manor - Bay City

1200 N Madison Ave, Bay City, Michigan 48708

Bradley House

100 Fifteenth St, Bay City, Michigan 48708

Baytown

1114 N Jackson St, Bay City, Michigan 48708

The Village of Hampton Meadows

668 N Pine Rd, Bay City, Michigan 48708

Pine Towers

306 S Walnut St, Bay City, Michigan 48706

Maloney Manor

210 Fitzhugh St, Bay City, Michigan 48708

Garfield Manor

1011 Fraser St, Bay City, Michigan 48708

Riverwalk Meadows

505 Germania St, Bay City, Michigan 48706

Bramblewood Coop 1

3258 Kiesel Rd, Bay City, Michigan 48706

Country Meadows

115 Country Meadows Ln, Bay City, Michigan 48706

Scattered Site Housing

818 Sibley St, Bay City, Michigan 48706

Smith Manor

600 N Van Buren St, Bay City, Michigan 48708

Bay Area Housing 1001 9th Street

1001 9th St, Bay City, Michigan 48708

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Bay City, Michigan
$17.75/hour
$7.42 (+72%) more than Michigan minimum wage and $10.50 (+145%) more than the Federal minimum wage.
Learn More About Bay City, Michigan Affordable Housing ↓

What HUD offices serve Bay City, Michigan?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Public Housing programs for Bay City, Michigan.
Operates the Public Housing programs for Bay City, Michigan.

Go to the Michigan Public Housing and Low-Income Apartments Waiting Lists page for openings near Bay City.

How many renters live in Bay City, Michigan?

The City of Bay City has 32,664 people living in 14,379 households.

There are 9,644 renters living in 4,729 renter households in this City. Renters make up 29.52 percent of the population living in Bay City.

What is the rental market like in Bay City, Michigan?

There are an estimated 15,880 housing units in the Bay City area. Of these, 5,050 units are rental homes, making up 32 percent of the housing market. For every renter household in Bay City, Michigan, there are 1 rental units.

What is the vacancy rate for rentals in Bay City?

The rental vacancy rate in Bay City is 5 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Bay City for each bedroom size?

Occupied Rental Units by Size in Bay City
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
128 1,971 1,190 952 446
Occupied Rental Units by Size in Bay City

A large number of apartments in Bay City have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Bay City are overburdened by housing costs?

Among renter households in this market, 46 percent have housing cost burden. Further, 21 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Bay City

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $731 to $1,367. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $731
One BR $736
Two BR $937
Three BR $1,246
Four BR $1,367
2024 Fair Market Rents in Bay City, Michigan

How many units are rented at Fair Market Rent (FMR) in Bay City?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 103 80 percent
One BR 1,546 78 percent
Two BR 690 58 percent
Rental Units Below FMR in Bay City, Michigan

How many affordable rental units are in Bay City?

There are a variety of federal affordable housing programs serving households in Bay City, Michigan including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 233
Public Housing 193
Section 8 Project-Based Rental Assistance 863
Tracked Units by Federal Program in Bay City, Michigan

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Bay City, Michigan

Bay City features 1,086 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bay City, Michigan

There are 201 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bay City.

Housing Choice Vouchers in Bay City, Michigan

On average, Section 8 Housing Choice vouchers pay Bay City landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Bay City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bay City, Michigan for a two-bedroom apartment is between $843 and $1,031.

Sourced from federal housing data and AffordableHousingOnline.com research.