Low Income Apartments and Affordable Housing For Rent in Saint Joseph, MI

Discover affordable housing in Saint Joseph where there are 3+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Lake View Terrace

601 Port St, Saint Joseph, Michigan 49085

Vineyards

3355 S Lakeshore Dr, Saint Joseph, Michigan 49085

Lake Pines Apartments

2667 Lake Pine Dr, Saint Joseph, Michigan 49085

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Saint Joseph, Michigan
$20.17/hour
$9.84 (+95%) more than Michigan minimum wage and $12.92 (+178%) more than the Federal minimum wage.
Learn More About Saint Joseph, Michigan Affordable Housing ↓

What HUD offices serve Saint Joseph, Michigan?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Homeownership Voucher, Family Self-Sufficiency, Veteran Affairs Supportive Housing (VASH), Section 8 Project-Based Voucher (PBV) programs for Saint Joseph, Michigan.

Go to the Michigan Public Housing and Low-Income Apartments Waiting Lists page for openings near Saint Joseph.

How many renters live in Saint Joseph, Michigan?

The City of Saint Joseph has 7,852 people living in 3,994 households.

There are 2,180 renters living in 1,509 renter households in this City. Renters make up 27.76 percent of the population living in Saint Joseph.

What is the rental market like in Saint Joseph, Michigan?

There are an estimated 4,828 housing units in the Saint Joseph area. Of these, 1,548 units are rental homes, making up 32 percent of the housing market. For every renter household in Saint Joseph, Michigan, there are 1 rental units.

What is the vacancy rate for rentals in Saint Joseph?

The rental vacancy rate in Saint Joseph is 0 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Saint Joseph for each bedroom size?

Occupied Rental Units by Size in Saint Joseph
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
115 796 437 161 0
Occupied Rental Units by Size in Saint Joseph

A large number of apartments in Saint Joseph have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Saint Joseph are overburdened by housing costs?

Among renter households in this market, 31 percent have housing cost burden. Further, 15 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Saint Joseph

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $722 to $1,431. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $722
One BR $811
Two BR $1,065
Three BR $1,364
Four BR $1,431
2024 Fair Market Rents in Saint Joseph, Michigan

How many units are rented at Fair Market Rent (FMR) in Saint Joseph?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 31 27 percent
One BR 351 44 percent
Two BR 71 16 percent
Rental Units Below FMR in Saint Joseph, Michigan

How many affordable rental units are in Saint Joseph?

There are a variety of federal affordable housing programs serving households in Saint Joseph, Michigan including the following:

Federal Program Unit Count
Public Housing 107
Section 8 Project-Based Rental Assistance 1
Tracked Units by Federal Program in Saint Joseph, Michigan

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Saint Joseph, Michigan

Saint Joseph features 314 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Joseph, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Joseph.

Housing Choice Vouchers in Saint Joseph, Michigan

On average, Section 8 Housing Choice vouchers pay Saint Joseph landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Saint Joseph.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Joseph, Michigan for a two-bedroom apartment is between $959 and $1,172.

Sourced from federal housing data and AffordableHousingOnline.com research.