Low Income Apartments and Affordable Housing For Rent in Clay County, MO

Discover affordable housing in Clay County where there are 41+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Willow Glen Apartments & Townhomes

527 NW 72nd Court, Kansas City, Missouri 64118

Clay Terrace

9327 NE 79TH STREET, Kansas City, Missouri 64158

Eastwood Apartments

255 N Eastwood Ln, Kearney, Missouri 64060

Kearney Apartments

102 W Major St, Kearney, Missouri 64060

Crestview Village - Liberty

200 High Street , Liberty, Missouri 64068

Colony Plaza

404 E. St. Louis Avenue , Excelsior Springs, Missouri 64024

Oak Ridge Estates

551 N. Clark St., Kearney, Missouri 64060

Oaks Apartments

117 South Street, Excelsior Springs, Missouri 64024

Villas Downtown

300 East Broadway Street, Excelsior Springs, Missouri 64024

Centerville Cottages

1001 Watson Drive, Kearney, Missouri 64060

Meadow View Apartments

201 Lodwick Ln, Excelsior Springs, Missouri 64024

Crooked Creek

8101 N Thomas Meyers Dr, Kansas City, Missouri 64118

Smithville Prop Lp

1210 S Commercial Ave, Smithville, Missouri 64089

Kearney Senior Citizens Housing Inc

211 E Major St, Kearney, Missouri 64060

Kearney Estates

241 Southbrook Pkwy, Kearney, Missouri 64060

Excelsior Springs Properties L P

1000 Meadowlark Ln, Excelsior Springs, Missouri 64024

The Gardens at Northgate Village

3000 Swift Street , North Kansas City, Missouri 64116

The Cottages at Bluebird Creek

1010 N Lightburne Rd, Liberty, Missouri 64068

Gallery Lofts Apartment

1007 Armour Road, North Kansas City, Missouri 64116

Landmark Towers

1203 W College St, Liberty, Missouri 64068

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Clay County, Missouri
$23.83/hour
$11.53 (+94%) more than Missouri minimum wage and $16.58 (+229%) more than the Federal minimum wage.
Learn More About Clay County, Missouri Affordable Housing ↓

How many renters live in Clay County, Missouri?

The County of Clay County has 257,033 people living in 102,352 households.

There are 66,521 renters living in 32,504 renter households in this County. Renters make up 25.88 percent of the population living in Clay County.

What is the rental market like in Clay County, Missouri?

There are an estimated 107,642 housing units in the Clay County area. Of these, 35,383 units are rental homes, making up 33 percent of the housing market. For every renter household in Clay County, Missouri, there are 1 rental units.

What is the vacancy rate for rentals in Clay County?

The rental vacancy rate in Clay County is 5 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Clay County for each bedroom size?

Occupied Rental Units by Size in Clay County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
2,127 9,211 12,323 7,197 1,641
Occupied Rental Units by Size in Clay County

A large number of apartments in Clay County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Clay County are overburdened by housing costs?

Among renter households in this market, 43 percent have housing cost burden. Further, 24 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Clay County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $985 to $1,931. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $985
One BR $1,098
Two BR $1,258
Three BR $1,645
Four BR $1,931
2024 Fair Market Rents in Clay County, Missouri

How many units are rented at Fair Market Rent (FMR) in Clay County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,438 68 percent
One BR 6,033 65 percent
Two BR 7,535 61 percent
Rental Units Below FMR in Clay County, Missouri

How many affordable rental units are in Clay County?

There are a variety of federal affordable housing programs serving households in Clay County, Missouri including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 2,636
Public Housing 433
Section 8 Project-Based Rental Assistance 911
Section 202 Supportive Housing for the Elderly 148
Section 811 Supportive Housing for Persons with Disabilities 54
USDA Section 515 Rural Rental Housing 201
Tracked Units by Federal Program in Clay County, Missouri

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Clay County, Missouri

Clay County features 839 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Clay County, Missouri

There are 753 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Clay County.

Housing Choice Vouchers in Clay County, Missouri

On average, Section 8 Housing Choice vouchers pay Clay County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Clay County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Clay County, Missouri for a two-bedroom apartment is between $1,132 and $1,384.

Sourced from federal housing data and AffordableHousingOnline.com research.