Low Income Apartments and Affordable Housing For Rent in Jersey City, NJ

Discover affordable housing in Jersey City where there are 92+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Dr Lena Francis Edwards Apartments

455 Ocean Avenue, Jersey City, New Jersey 07305

Project Home

657 Bergen Ave, Jersey City, New Jersey 07304

Woodward Terrace

148 Bramhall Ave., Jersey City, New Jersey 7304

Pacific Court

148 Bramhall Avenue , Jersey City, New Jersey 07304

Birchwood at Fairmount Hotel

2595 Kennedy Blvd, Jersey City, New Jersey 07306

OVM Affordable

683-689 Ocean Ave., Jersey City, New Jersey 07305

Salem Lafayette Apartments

94 Union St, Jersey City, New Jersey 07304

Gloria Robinson Court Homes

322 Duncan Avenue, Jersey City, New Jersey 07306

Ocean JC Realty

716 Ocean Ave, Jersey City, New Jersey 7305

The Willows at Salem Lafayette

4 Madison Ave, Jersey City, New Jersey 07304

Summit Plaza Apartments I

730 Newark Ave, Jersey City, New Jersey 07306

New Hope Baptist I

445 Bergen Ave, Jersey City, New Jersey 07304

New Community Hudson Senior Housing

21 Orchard St, Jersey City, New Jersey 07306

New Hope Baptist II

92 Summit Ave, Jersey City, New Jersey 07304

Grace Church Van Vorst

270 2nd St, Jersey City, New Jersey 07302

Welcome Baptist Homes

513 Jersey Ave, Jersey City, New Jersey 07302

Bergen Manor Apartments

277 Bergen Ave, Jersey City, New Jersey 07305

Montgomery Gateway East I

336 Montgomery St, Jersey City, New Jersey 07302

Plaza Apartments

91 Sip Ave, Jersey City, New Jersey 07306

Battery View Aka Tikvah Towers

72 Montgomery St, Jersey City, New Jersey 7302

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Jersey City, New Jersey
$43.54/hour
$29.81 (+217%) more than New Jersey minimum wage and $36.29 (+501%) more than the Federal minimum wage.
Learn More About Jersey City, New Jersey Affordable Housing ↓

What HUD offices serve Jersey City, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Public Housing Homeownership, Family Self-Sufficiency programs for Jersey City, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Jersey City, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Jersey City, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Jersey City.

How many renters live in Jersey City, New Jersey?

The City of Jersey City has 286,661 people living in 130,213 households.

There are 187,947 renters living in 91,386 renter households in this City. Renters make up 65.56 percent of the population living in Jersey City.

What is the rental market like in Jersey City, New Jersey?

There are an estimated 135,927 housing units in the Jersey City area. Of these, 93,753 units are rental homes, making up 69 percent of the housing market. For every renter household in Jersey City, New Jersey, there are 1 rental units.

What is the vacancy rate for rentals in Jersey City?

The rental vacancy rate in Jersey City is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Jersey City for each bedroom size?

Occupied Rental Units by Size in Jersey City
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
9,140 35,968 32,268 12,975 676
Occupied Rental Units by Size in Jersey City

A large number of apartments in Jersey City have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Jersey City are overburdened by housing costs?

Among renter households in this market, 40 percent have housing cost burden. Further, 19 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Jersey City

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,993 to $3,183. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,993
One BR $2,025
Two BR $2,299
Three BR $2,855
Four BR $3,183
2024 Fair Market Rents in Jersey City, New Jersey

How many units are rented at Fair Market Rent (FMR) in Jersey City?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 3,001 33 percent
One BR 14,440 40 percent
Two BR 9,790 30 percent
Rental Units Below FMR in Jersey City, New Jersey

How many affordable rental units are in Jersey City?

There are a variety of federal affordable housing programs serving households in Jersey City, New Jersey including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 4,722
Public Housing 2,251
Section 8 Project-Based Rental Assistance 3,985
Mod Rehab Project-Based Rental Assistance 8
Section 202 Supportive Housing for the Elderly 76
Tracked Units by Federal Program in Jersey City, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Jersey City, New Jersey

Jersey City features 6,934 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Jersey City, New Jersey

There are 2,124 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Jersey City.

Housing Choice Vouchers in Jersey City, New Jersey

On average, Section 8 Housing Choice vouchers pay Jersey City landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Jersey City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Jersey City, New Jersey for a two-bedroom apartment is between $2,069 and $2,529.

Sourced from federal housing data and AffordableHousingOnline.com research.