Low Income Apartments and Affordable Housing For Rent in Jersey City, NJ

Discover affordable housing in Jersey City where there are 166+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Image of Dr Lena Francis Edwards Apartments

Dr Lena Francis Edwards Apartments

455 Ocean Avenue, Jersey City, New Jersey 07305

bed 1-3
switch_access_shortcut Short Wait
accessibility Accessible
Image of Project Home

Project Home

657 Bergen Ave, Jersey City, New Jersey 07304

bed 1-3
payment $850-1050/mo.
switch_access_shortcut Short Wait
accessibility Accessible
Image of Mill Creek Gardens

Mill Creek Gardens

214 Cornelison Ave, Jersey City, New Jersey 07302

bed 1-4
switch_access_shortcut Short Wait
accessibility Accessible
Image of Woodward Terrace

Woodward Terrace

148 Bramhall Ave., Jersey City, New Jersey 7304

bed 1-4
switch_access_shortcut Short Wait
accessibility Accessible
Image of Pacific Court

Pacific Court

148 Bramhall Avenue , Jersey City, New Jersey 07304

bed 1-4
switch_access_shortcut Short Wait
payment Subsidized
accessibility Accessible
Image of Birchwood at Fairmount Hotel

Birchwood at Fairmount Hotel

2595 Kennedy Blvd, Jersey City, New Jersey 07306

bed Studio
switch_access_shortcut Short Wait
accessibility Accessible
Image of OVM Affordable

OVM Affordable

683-689 Ocean Ave., Jersey City, New Jersey 07305

bed 2-3
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
payment Income Based
Image of Salem Lafayette Apartments

Salem Lafayette Apartments

94 Union St, Jersey City, New Jersey 07304

switch_access_shortcut Short Wait
payment Subsidized
accessibility Accessible
Image of Ocean JC Realty

Ocean JC Realty

716 Ocean Ave, Jersey City, New Jersey 7305

payment Subsidized
Image of Gloria Robinson Court Homes

Gloria Robinson Court Homes

322 Duncan Avenue, Jersey City, New Jersey 07306

switch_access_shortcut Short Wait
payment Subsidized
accessibility Accessible
Image of The Willows at Salem Lafayette

The Willows at Salem Lafayette

4 Madison Ave, Jersey City, New Jersey 07304

switch_access_shortcut Short Wait
payment Subsidized
accessibility Accessible
Image of Summit Plaza Apartments I

Summit Plaza Apartments I

730 Newark Ave, Jersey City, New Jersey 07306

payment Subsidized
Image of New Hope Baptist I

New Hope Baptist I

445 Bergen Ave, Jersey City, New Jersey 07304

switch_access_shortcut Short Wait
payment Subsidized
Image of New Community Hudson Senior Housing

New Community Hudson Senior Housing

21 Orchard St, Jersey City, New Jersey 07306

payment Subsidized
elderly Senior
accessibility Accessible
Image of New Hope Baptist II

New Hope Baptist II

92 Summit Ave, Jersey City, New Jersey 07304

payment Subsidized
Image of Grace Church Van Vorst

Grace Church Van Vorst

270 2nd St, Jersey City, New Jersey 07302

payment Subsidized
Image of Welcome Baptist Homes

Welcome Baptist Homes

513 Jersey Ave, Jersey City, New Jersey 07302

payment Subsidized
Image of Bergen Manor Apartments

Bergen Manor Apartments

277 Bergen Ave, Jersey City, New Jersey 07305

payment Subsidized
Image of Montgomery Gateway East I

Montgomery Gateway East I

336 Montgomery St, Jersey City, New Jersey 07302

payment Subsidized
Image of Plaza Apartments

Plaza Apartments

91 Sip Ave, Jersey City, New Jersey 07306

payment Subsidized

How To Identify Affordable Housing in Jersey City, New Jersey

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

BadgeDescription
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Jersey City, New Jersey
$43.54/hour
$29.81 (+217%) more than New Jersey minimum wage and $36.29 (+501%) more than the Federal minimum wage.
Learn More About Jersey City, New Jersey Affordable Housing ↓

What HUD offices serve Jersey City, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Public Housing Homeownership, Family Self-Sufficiency programs for Jersey City, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Jersey City, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Jersey City, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Jersey City.

How many renters live in Jersey City, New Jersey?

The City of Jersey City has people living in households.

There are renters living in renter households in this City. Renters make up 65.56 percent of the population living in Jersey City.

What is the rental market like in Jersey City, New Jersey?

There are an estimated housing units in the Jersey City area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Jersey City, New Jersey, there are 1.03 rental units.

What is the vacancy rate for rentals in Jersey City?

The rental vacancy rate in Jersey City is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Jersey City for each bedroom size?

Occupied Rental Units by Size in Jersey City
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms
9,14035,96832,26812,975676
Occupied Rental Units by Size in Jersey City

A large number of apartments in Jersey City have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Jersey City

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,993 to $3,183. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
Studio$1,993
One BR$2,025
Two BR$2,299
Three BR$2,855
Four BR$3,183
2024 Fair Market Rents in Jersey City, New Jersey

How many units are rented at Fair Market Rent (FMR) in Jersey City?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio3,00133 percent
One BR14,44040 percent
Two BR9,79030 percent
Rental Units Below FMR in Jersey City, New Jersey

How many affordable rental units are in Jersey City?

There are a variety of federal affordable housing programs serving households in Jersey City, New Jersey including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Mod Rehab Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Tracked Units by Federal Program in Jersey City, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Jersey City, New Jersey

Jersey City features 7,060 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Jersey City, New Jersey

There are 1,972 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Jersey City.

Housing Choice Vouchers in Jersey City, New Jersey

On average, Section 8 Housing Choice vouchers pay Jersey City landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Jersey City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Jersey City, New Jersey for a two-bedroom apartment is between $2,069 and $2,529.

Sourced from federal housing data and AffordableHousingOnline.com research.

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