Low Income Apartments and Affordable Housing For Rent in Paterson, NJ

Discover affordable housing in Paterson where there are 59+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Image of Freedom Village

Freedom Village

69 Straight Street, Paterson, New Jersey 07501

bed 1
payment $1398-1405/mo.
switch_access_shortcut Short Wait
accessibility Accessible
Image of Rising Dove Senior Apartments

Rising Dove Senior Apartments

72 Carroll St, Paterson, New Jersey 07501

bed 1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of Essex Phoenix Mills

Essex Phoenix Mills

24 Mill St, Paterson, New Jersey 07501

switch_access_shortcut Short Wait
payment Subsidized
accessibility Accessible
Image of Straight and Narrow Apartments

Straight and Narrow Apartments

394 Straight St, Paterson, New Jersey 07501

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of Harborside II Independent Livi

Harborside II Independent Livi

9 Timothy St, Paterson, New Jersey 07503

accessibility Accessible
Image of Riese Madison Park

Riese Madison Park

70 Dey St, Paterson, New Jersey 07503

payment Subsidized
Image of The William Hinchliffe Manor

The William Hinchliffe Manor

505 W Broadway, Paterson, New Jersey 07522

payment Subsidized
elderly Senior
accessibility Accessible
Image of Aspen Hamilton Apartments

Aspen Hamilton Apartments

280 12th Ave, Paterson, New Jersey 07514

payment Subsidized
Image of Triangle Village

Triangle Village

85 Paterson St, Paterson, New Jersey 07501

payment Subsidized
Image of Jay Sullivan Court

Jay Sullivan Court

700 E 18th St, Paterson, New Jersey 07501

payment Subsidized
Image of 243 Hamilton Ave Unit B1

243 Hamilton Ave Unit B1

243 Hamilton Ave Unit B1, Paterson, New Jersey 07501

bed 1
payment $1500/mo.
Image of 161 16th Ave Unit 1

161 16th Ave Unit 1

161 16th Ave Unit 1, Paterson, New Jersey 07501

bed 2
payment $1875/mo.
Image of 6 Park Pl Unit 1R

6 Park Pl Unit 1R

6 Park Pl Unit 1R, Paterson, New Jersey 07524

bed 3
payment $2299/mo.
Image of 41 Wayne Ave Unit Studio  1Rear

41 Wayne Ave Unit Studio 1Rear

41 Wayne Ave Unit Studio 1Rear, Paterson, New Jersey 07522

bed 1
payment $1500/mo.
Image of 79-81 Highland St

79-81 Highland St

79-81 Highland St, Paterson, New Jersey 07524

bed 3
payment $2300/mo.
Image of 545 E 38th St Unit e012

545 E 38th St Unit e012

545 E 38th St Unit e012, Paterson, New Jersey 07513

bed Studio
payment $1349/mo.
Image of 103 Belmont Ave

103 Belmont Ave

103 Belmont Ave, Paterson, New Jersey 07522

bed 2
payment $1800/mo.
Image of 73 Cedar St

73 Cedar St

73 Cedar St, Paterson, New Jersey 07501

bed 2
payment $1800/mo.
Image of 78 Market St Unit 5

78 Market St Unit 5

78 Market St Unit 5, Paterson, New Jersey 07505

bed 1
payment $1400/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable
Image of 49 N 4th St

49 N 4th St

49 N 4th St, Paterson, New Jersey 07522

bed 3
payment $2300/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

How To Identify Affordable Housing in Paterson, New Jersey

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

BadgeDescription
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Paterson, New Jersey
$35.83/hour
$22.10 (+161%) more than New Jersey minimum wage and $28.58 (+394%) more than the Federal minimum wage.
Learn More About Paterson, New Jersey Affordable Housing ↓

What HUD offices serve Paterson, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Paterson, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Paterson, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Paterson, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Paterson, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Paterson.

How many renters live in Paterson, New Jersey?

The City of Paterson has people living in households.

There are renters living in renter households in this City. Renters make up 68.44 percent of the population living in Paterson.

What is the rental market like in Paterson, New Jersey?

There are an estimated housing units in the Paterson area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Paterson, New Jersey, there are 1.03 rental units.

What is the vacancy rate for rentals in Paterson?

The rental vacancy rate in Paterson is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Paterson for each bedroom size?

Occupied Rental Units by Size in Paterson
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms
3,8119,41311,04010,6521,376
Occupied Rental Units by Size in Paterson

A large number of apartments in Paterson have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Paterson

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,400 to $2,946. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
Studio$1,400
One BR$1,645
Two BR$1,892
Three BR$2,342
Four BR$2,946
2024 Fair Market Rents in Paterson, New Jersey

How many units are rented at Fair Market Rent (FMR) in Paterson?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio3,42690 percent
One BR7,69682 percent
Two BR5,57751 percent
Rental Units Below FMR in Paterson, New Jersey

How many affordable rental units are in Paterson?

There are a variety of federal affordable housing programs serving households in Paterson, New Jersey including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Mod Rehab Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Paterson, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Paterson, New Jersey

Paterson features 2,402 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Paterson, New Jersey

There are 1,185 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Paterson.

Housing Choice Vouchers in Paterson, New Jersey

On average, Section 8 Housing Choice vouchers pay Paterson landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Paterson.

The maximum amount a voucher would pay on behalf of a low-income tenant in Paterson, New Jersey for a two-bedroom apartment is between $1,703 and $2,081.

Sourced from federal housing data and AffordableHousingOnline.com research.

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