Low Income Apartments and Affordable Housing For Rent in Union City, NJ

Discover affordable housing in Union City where there are 14+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Bella Vista Apartments

522 22nd St, Union City, New Jersey 07087

Horizon Heights

4906 Broadway, Union City, New Jersey 07093

Monastery Apartments

1901 West St, Union City, New Jersey 07087

Renaissance Urban Renewal

2601 Central Ave, Union City, New Jersey 7087

North Hudson Community Action

Central Ave, Union City, New Jersey 07087

Senior Citizens

3700 Palisade Ave, Union City, New Jersey 07087

720 8th Street

720 8th St., Union City, New Jersey 07087

The Palisades 611

3900 Palisade Ave, Union City, New Jersey 07087

Columbian Court

512 3rd St, Union City, New Jersey 07087

Hillside Terrace 1

634 39th St, Union City, New Jersey 07087

Hillside Terrace 2

3901 Kennedy Blvd, Union City, New Jersey 07087

Hudson County Consortium

311 8th St, Union City, New Jersey 07087

Hudson County - Cnsrt

1800 Summit Ave, Union City, New Jersey 07087

Holy Rosary Housing

1501 Bergenline Ave, Union City, New Jersey 07087

Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Union City, New Jersey
$43.54/hour
$29.81 (+217%) more than New Jersey minimum wage and $36.29 (+501%) more than the Federal minimum wage.
Learn More About Union City, New Jersey Affordable Housing ↓

What HUD offices serve Union City, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Union City, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Union City, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Union City.

How many renters live in Union City, New Jersey?

The City of Union City has 65,365 people living in 25,162 households.

There are 53,645 renters living in 19,795 renter households in this City. Renters make up 82.07 percent of the population living in Union City.

What is the rental market like in Union City, New Jersey?

There are an estimated 27,258 housing units in the Union City area. Of these, 21,375 units are rental homes, making up 78 percent of the housing market. For every renter household in Union City, New Jersey, there are 1 rental units.

What is the vacancy rate for rentals in Union City?

The rental vacancy rate in Union City is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Union City for each bedroom size?

Occupied Rental Units by Size in Union City
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,981 6,577 8,677 2,880 319
Occupied Rental Units by Size in Union City

A large number of apartments in Union City have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Union City are overburdened by housing costs?

Among renter households in this market, 50 percent have housing cost burden. Further, 27 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Union City

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,993 to $3,183. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,993
One BR $2,025
Two BR $2,299
Three BR $2,855
Four BR $3,183
2024 Fair Market Rents in Union City, New Jersey

How many units are rented at Fair Market Rent (FMR) in Union City?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,627 82 percent
One BR 4,787 73 percent
Two BR 4,322 50 percent
Rental Units Below FMR in Union City, New Jersey

How many affordable rental units are in Union City?

There are a variety of federal affordable housing programs serving households in Union City, New Jersey including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 543
Public Housing 455
Section 8 Project-Based Rental Assistance 236
Mod Rehab Project-Based Rental Assistance 2
Section 202 Supportive Housing for the Elderly 60
Tracked Units by Federal Program in Union City, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Union City, New Jersey

Union City features 746 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union City, New Jersey

There are 443 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union City.

Housing Choice Vouchers in Union City, New Jersey

On average, Section 8 Housing Choice vouchers pay Union City landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Union City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union City, New Jersey for a two-bedroom apartment is between $2,069 and $2,529.

Sourced from federal housing data and AffordableHousingOnline.com research.