Low Income Apartments and Affordable Housing For Rent in Cortland County, NY

Discover affordable housing in Cortland County where there are 11+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Northcliffe Apartments

10 Northcliffe Road, Cortland, New York 13045

Friendship House

13 Leon Ave, Cortland, New York 13045

Ellis Pines Senior Apartments

45 Cortland St, Homer, New York 13077

Port Watson

51 Port Watson St, Cortland, New York 13045

Port Watson Commons

124 Port Watson St, Cortland, New York 13045

Pomeroy School Renovation

47 Pomeroy St, Cortland, New York 13045

Cortland Crown Homes

148 Main St, Cortland, New York 13045

Stevens Manor

10 Homestead Ave., Cortlandville, New York

Williams Apts

5635 Deer Path Lane, Cincinnatus, New York

Cortland

17 River St, Homer, New York 13077

State of New York

18 Maple Ave, Cortland, New York 13045

Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Cortland County, New York
$18.79/hour
$3.79 (+25%) more than New York minimum wage and $11.54 (+159%) more than the Federal minimum wage.
Learn More About Cortland County, New York Affordable Housing ↓

What HUD offices serve Cortland County, New York?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Cortland County, New York.

Go to the New York Public Housing and Low-Income Apartments Waiting Lists page for openings near Cortland County.

How many renters live in Cortland County, New York?

The County of Cortland County has 46,755 people living in 18,514 households.

There are 12,882 renters living in 6,301 renter households in this County. Renters make up 27.55 percent of the population living in Cortland County.

What is the rental market like in Cortland County, New York?

There are an estimated 20,803 housing units in the Cortland County area. Of these, 6,667 units are rental homes, making up 32 percent of the housing market. For every renter household in Cortland County, New York, there are 1 rental units.

What is the vacancy rate for rentals in Cortland County?

The rental vacancy rate in Cortland County is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Cortland County for each bedroom size?

Occupied Rental Units by Size in Cortland County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
293 1,706 2,205 1,310 584
Occupied Rental Units by Size in Cortland County

A large number of apartments in Cortland County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Cortland County are overburdened by housing costs?

Among renter households in this market, 42 percent have housing cost burden. Further, 24 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Cortland County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $800 to $1,683. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $800
One BR $805
Two BR $992
Three BR $1,215
Four BR $1,683
2024 Fair Market Rents in Cortland County, New York

How many units are rented at Fair Market Rent (FMR) in Cortland County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 152 52 percent
One BR 1,080 63 percent
Two BR 1,349 61 percent
Rental Units Below FMR in Cortland County, New York

How many affordable rental units are in Cortland County?

There are a variety of federal affordable housing programs serving households in Cortland County, New York including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 291
Public Housing 261
Section 8 Project-Based Rental Assistance 155
USDA Section 515 Rural Rental Housing 84
Tracked Units by Federal Program in Cortland County, New York

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Cortland County, New York

Cortland County features 624 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cortland County, New York

There are 145 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cortland County.

Housing Choice Vouchers in Cortland County, New York

On average, Section 8 Housing Choice vouchers pay Cortland County landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in Cortland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cortland County, New York for a two-bedroom apartment is between $893 and $1,091.

Sourced from federal housing data and AffordableHousingOnline.com research.