Low Income Apartments and Affordable Housing For Rent in Cumberland City, TN

Discover affordable housing in Cumberland City where there are 1+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Colonial House Apartments

215 Thomas Ave, Cumberland City, Tennessee 37050

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Cumberland City, Tennessee
$18.18/hour
$10.93 (+151%) more than Tennessee minimum wage and $10.93 (+151%) more than the Federal minimum wage.
Learn More About Cumberland City, Tennessee Affordable Housing ↓

What HUD offices serve Cumberland City, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Mainstream Voucher, Homeownership programs for Cumberland City, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Cumberland City.

How many renters live in Cumberland City, Tennessee?

The City of Cumberland City has 363 people living in 117 households.

There are 178 renters living in 59 renter households in this City. Renters make up 49.04 percent of the population living in Cumberland City.

What is the rental market like in Cumberland City, Tennessee?

There are an estimated 149 housing units in the Cumberland City area. Of these, 63 units are rental homes, making up 42 percent of the housing market. For every renter household in Cumberland City, Tennessee, there are 1 rental units.

What is the vacancy rate for rentals in Cumberland City?

The rental vacancy rate in Cumberland City is 6 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Cumberland City for each bedroom size?

Occupied Rental Units by Size in Cumberland City
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
0 11 28 5 15
Occupied Rental Units by Size in Cumberland City

A large number of apartments in Cumberland City have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Cumberland City are overburdened by housing costs?

Among renter households in this market, 31 percent have housing cost burden. Further, 12 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Cumberland City

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $677 to $1,629. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $677
One BR $816
Two BR $960
Three BR $1,333
Four BR $1,629
2024 Fair Market Rents in Cumberland City, Tennessee

How many units are rented at Fair Market Rent (FMR) in Cumberland City?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
One BR 9 82 percent
Two BR 26 93 percent
Rental Units Below FMR in Cumberland City, Tennessee

How many affordable rental units are in Cumberland City?

There are a variety of federal affordable housing programs serving households in Cumberland City, Tennessee including the following:

Federal Program Unit Count
Section 8 Project-Based Rental Assistance 17
USDA Section 515 Rural Rental Housing 27
Tracked Units by Federal Program in Cumberland City, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Cumberland City, Tennessee

Cumberland City features 27 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland City, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland City.

Housing Choice Vouchers in Cumberland City, Tennessee

On average, Section 8 Housing Choice vouchers pay Cumberland City landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland City, Tennessee for a two-bedroom apartment is between $864 and $1,056.

Sourced from federal housing data and AffordableHousingOnline.com research.