Low Income Apartments and Affordable Housing For Rent in Hamilton County, TN

Discover affordable housing in Hamilton County where there are 71+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

River View Tower Apartments

500 W Martin Luther King Blvd., Chattanooga, Tennessee 37402

Chestnut Flats

2108 Chestnut Street, Chattanooga, Tennessee 37408

Bayberry Apartments

2300 Wilson Street, Chattanooga, Tennessee 37406

Maple Hills Apartments

2515 Gilbert Street, Chattanooga, Tennessee 37406

Silvertree Seniors of Chattanooga

5465 Highway 58, Chattanooga, Tennessee 37416

Magnolia Gardens Apartments

779 Martin Luther King Blvd, Chattanooga, Tennessee 37403

Vista Ridge

10405 Card Rd, Soddy-Daisy, Tennessee 37379

Emerald Villages

801 N Holtzclaw Ave, Chattanooga, Tennessee 37404

Campbell Ridge

3401 Campbell St, Chattanooga, Tennessee 37406

Northgate Crossing

1664 Greendale Way, Chattanooga, Tennessee 37343

John Calvin Apartments

364 Northgate Mall Dr, Chattanooga, Tennessee 37343

Maple Hill Apartments

1900 N Chamberlain Ave, Chattanooga, Tennessee 37406

Hosanna Community

6410 GRUBB RD, Chattanooga, Tennessee 37343

Walden Group Home

700 Ladd Ave, Chattanooga, Tennessee 37405

Orchard Knob Apartments

1625 E 5th St, Chattanooga, Tennessee 37404

Eastwood Manor

3831 Wilcox Blvd, Chattanooga, Tennessee 37411

Boynton Overlook Apartments

1201 Boynton Dr, Chattanooga, Tennessee 37402

Oaks at Camden

1655 Mossy Oaks Drive, Chattanooga, Tennessee 37406

Timber Ridge Coop I

201 Timber Knoll Dr, Chattanooga, Tennessee 37421

Windsor Terrace Apartments Company - a Partnership

2300 Windsor St, Chattanooga, Tennessee 37406

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Hamilton County, Tennessee
$23.33/hour
$16.08 (+222%) more than Tennessee minimum wage and $16.08 (+222%) more than the Federal minimum wage.
Learn More About Hamilton County, Tennessee Affordable Housing ↓

What HUD offices serve Hamilton County, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency, Section 8 Project-Based Voucher (PBV) programs for Hamilton County, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Hamilton County.

How many renters live in Hamilton County, Tennessee?

The County of Hamilton County has 374,682 people living in 152,851 households.

There are 111,620 renters living in 50,622 renter households in this County. Renters make up 29.79 percent of the population living in Hamilton County.

What is the rental market like in Hamilton County, Tennessee?

There are an estimated 168,200 housing units in the Hamilton County area. Of these, 53,449 units are rental homes, making up 32 percent of the housing market. For every renter household in Hamilton County, Tennessee, there are 1 rental units.

What is the vacancy rate for rentals in Hamilton County?

The rental vacancy rate in Hamilton County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Hamilton County for each bedroom size?

Occupied Rental Units by Size in Hamilton County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,897 13,971 22,855 9,521 2,061
Occupied Rental Units by Size in Hamilton County

A large number of apartments in Hamilton County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Hamilton County are overburdened by housing costs?

Among renter households in this market, 40 percent have housing cost burden. Further, 16 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Hamilton County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,068 to $1,784. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,068
One BR $1,085
Two BR $1,232
Three BR $1,569
Four BR $1,784
2024 Fair Market Rents in Hamilton County, Tennessee

How many units are rented at Fair Market Rent (FMR) in Hamilton County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,005 53 percent
One BR 8,177 59 percent
Two BR 11,714 51 percent
Rental Units Below FMR in Hamilton County, Tennessee

How many affordable rental units are in Hamilton County?

There are a variety of federal affordable housing programs serving households in Hamilton County, Tennessee including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 2,696
Public Housing 1,640
Section 8 Project-Based Rental Assistance 2,244
Section 202 Supportive Housing for the Elderly 43
Section 811 Supportive Housing for Persons with Disabilities 85
USDA Section 515 Rural Rental Housing 96
Tracked Units by Federal Program in Hamilton County, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Hamilton County, Tennessee

Hamilton County features 4,354 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hamilton County, Tennessee

There are 1,498 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hamilton County.

Housing Choice Vouchers in Hamilton County, Tennessee

On average, Section 8 Housing Choice vouchers pay Hamilton County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Hamilton County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hamilton County, Tennessee for a two-bedroom apartment is between $1,109 and $1,355.

Sourced from federal housing data and AffordableHousingOnline.com research.