Low Income Apartments and Affordable Housing For Rent in Morgan County, TN

Discover affordable housing in Morgan County where there are 7+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Harriman Gardens

925 Sewanee St, Harriman, Tennessee 37748

Sunnyside Estates

519 S Kingston St, Wartburg, Tennessee 37887

Clinch River Apartments, Inc

940 Main St, Wartburg, Tennessee 37887

Brookwood Terrace

107 Brookwood St, Wartburg, Tennessee 37887

Parkview Apartments

1426 Knoxville Hwy, Wartburg, Tennessee 37887

Harriman Ha

120 Brown Ave, Harriman, Tennessee 37748

Scott - Morgan Cdc 2

541 Pea Ridge Rd, Sunbright, Tennessee 37872

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Morgan County, Tennessee
$16.31/hour
$9.06 (+125%) more than Tennessee minimum wage and $9.06 (+125%) more than the Federal minimum wage.
Learn More About Morgan County, Tennessee Affordable Housing ↓

What HUD offices serve Morgan County, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Mainstream Voucher, Homeownership programs for Morgan County, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Morgan County.

How many renters live in Morgan County, Tennessee?

The County of Morgan County has 21,124 people living in 7,093 households.

There are 3,893 renters living in 1,311 renter households in this County. Renters make up 18.43 percent of the population living in Morgan County.

What is the rental market like in Morgan County, Tennessee?

There are an estimated 8,546 housing units in the Morgan County area. Of these, 1,390 units are rental homes, making up 16 percent of the housing market. For every renter household in Morgan County, Tennessee, there are 1 rental units.

What is the vacancy rate for rentals in Morgan County?

The rental vacancy rate in Morgan County is 5 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Morgan County for each bedroom size?

Occupied Rental Units by Size in Morgan County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
3 70 405 725 87
Occupied Rental Units by Size in Morgan County

A large number of apartments in Morgan County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Morgan County are overburdened by housing costs?

Among renter households in this market, 37 percent have housing cost burden. Further, 14 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Morgan County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $651 to $1,147. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $651
One BR $655
Two BR $861
Three BR $1,142
Four BR $1,147
2024 Fair Market Rents in Morgan County, Tennessee

How many units are rented at Fair Market Rent (FMR) in Morgan County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 3 100 percent
One BR 66 94 percent
Two BR 250 62 percent
Rental Units Below FMR in Morgan County, Tennessee

How many affordable rental units are in Morgan County?

There are a variety of federal affordable housing programs serving households in Morgan County, Tennessee including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 76
Public Housing 63
Section 8 Project-Based Rental Assistance 27
Section 811 Supportive Housing for Persons with Disabilities 18
USDA Section 515 Rural Rental Housing 45
Tracked Units by Federal Program in Morgan County, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Morgan County, Tennessee

Morgan County features 628 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Morgan County, Tennessee

There are 38 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Morgan County.

Housing Choice Vouchers in Morgan County, Tennessee

On average, Section 8 Housing Choice vouchers pay Morgan County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Morgan County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Morgan County, Tennessee for a two-bedroom apartment is between $775 and $947.

Sourced from federal housing data and AffordableHousingOnline.com research.