Low Income Apartments and Affordable Housing For Rent in Sumner County, TN

Discover affordable housing in Sumner County where there are 24+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Gallatin Park Apartments

271 Albert Gallatin Avenue, Gallatin, Tennessee 37066

Grove at Kendal

100 Grove Lane, White House, Tennessee 37188

Overlook Apartments

311 Hancock Street, Gallatin, Tennessee 37066

Green Wood Apartments

790 Green Wave Drive, Gallatin, Tennessee 37066

Waterview Apartments

1300 Waterview Cir, Hendersonville, Tennessee 37075

The Villages of Gallatin

614 N Water Avenue, Gallatin, Tennessee 37066

Chapel Ridge of Gallatin

1590 Airport Rd, Gallatin, Tennessee 37066

Hickory Pointe Townhomes

1037 Centerpoint Rd, Hendersonville, Tennessee 37075

Crestwood Towers

212 N Boyers Ave, Gallatin, Tennessee 37066

Christian Manor Apartments

100 Trident Pl, Hendersonville, Tennessee 37075

Brooksfield Apartments

1201 N 1st St, Westmoreland, Tennessee 37186

Sumner Gardens

923 South Westland Ave, Gallatin, Tennessee 37066

Oakwood Village Apartments

2021 Oakwood Drive, Westmoreland, Tennessee 37186

Mckendree Springfield

1054 Hartsville Pike, Gallatin, Tennessee 37066

Fox Den Apartments

614 N Water Ave, Gallatin, Tennessee 37066

Gallatin Senior Housing Dba the Manor

143 E Prince St, Gallatin, Tennessee 37066

Mckendree Lambuth at Gallatin

1042 Hartsville Pike, Gallatin, Tennessee 37066

Wessington House Apartments II

350 Old Shackle Island Rd, Hendersonville, Tennessee 37075

Hats II Group Home

993 Long Hollow Pike, Gallatin, Tennessee 37066

433 N Boyers Ave

433 N Boyers Ave, Gallatin, Tennessee 37030

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Sumner County, Tennessee
$30.66/hour
$23.41 (+323%) more than Tennessee minimum wage and $23.41 (+323%) more than the Federal minimum wage.
Learn More About Sumner County, Tennessee Affordable Housing ↓

What HUD offices serve Sumner County, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Mainstream Voucher, Homeownership programs for Sumner County, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Sumner County.

How many renters live in Sumner County, Tennessee?

The County of Sumner County has 203,858 people living in 79,326 households.

There are 49,521 renters living in 21,007 renter households in this County. Renters make up 24.29 percent of the population living in Sumner County.

What is the rental market like in Sumner County, Tennessee?

There are an estimated 79,481 housing units in the Sumner County area. Of these, 21,842 units are rental homes, making up 27 percent of the housing market. For every renter household in Sumner County, Tennessee, there are 1 rental units.

What is the vacancy rate for rentals in Sumner County?

The rental vacancy rate in Sumner County is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Sumner County for each bedroom size?

Occupied Rental Units by Size in Sumner County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
728 3,843 8,621 5,899 962
Occupied Rental Units by Size in Sumner County

A large number of apartments in Sumner County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Sumner County are overburdened by housing costs?

Among renter households in this market, 42 percent have housing cost burden. Further, 17 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Sumner County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,404 to $2,482. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,404
One BR $1,442
Two BR $1,619
Three BR $2,035
Four BR $2,482
2024 Fair Market Rents in Sumner County, Tennessee

How many units are rented at Fair Market Rent (FMR) in Sumner County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 402 55 percent
One BR 3,344 87 percent
Two BR 5,850 68 percent
Rental Units Below FMR in Sumner County, Tennessee

How many affordable rental units are in Sumner County?

There are a variety of federal affordable housing programs serving households in Sumner County, Tennessee including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 1,777
Public Housing 376
Section 8 Project-Based Rental Assistance 452
Section 202 Supportive Housing for the Elderly 160
USDA Section 515 Rural Rental Housing 181
Tracked Units by Federal Program in Sumner County, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Sumner County, Tennessee

Sumner County features 889 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Sumner County, Tennessee

There are 1,214 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Sumner County.

Housing Choice Vouchers in Sumner County, Tennessee

On average, Section 8 Housing Choice vouchers pay Sumner County landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Sumner County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Sumner County, Tennessee for a two-bedroom apartment is between $1,457 and $1,781.

Sourced from federal housing data and AffordableHousingOnline.com research.