Low Income Apartments and Affordable Housing For Rent in White Bluff, TN

Discover affordable housing in White Bluff where there are 4+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Valley Bluff

2401 Hwy 47 North, White Bluff, Tennessee 37187

Bluff Trace Apartments

2235 Highway 47 N, White Bluff, Tennessee 37187

Cedar Pointe Apartments

113 Graham St, White Bluff, Tennessee 37187

Wakeman Crossing Apartments

601 Church St, White Bluff, Tennessee 37187

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In White Bluff, Tennessee
$30.66/hour
$23.41 (+323%) more than Tennessee minimum wage and $23.41 (+323%) more than the Federal minimum wage.
Learn More About White Bluff, Tennessee Affordable Housing ↓

What HUD offices serve White Bluff, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for White Bluff, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near White Bluff.

How many renters live in White Bluff, Tennessee?

The City of White Bluff has 3,879 people living in 1,618 households.

There are 1,212 renters living in 526 renter households in this City. Renters make up 31.25 percent of the population living in White Bluff.

What is the rental market like in White Bluff, Tennessee?

There are an estimated 1,725 housing units in the White Bluff area. Of these, 526 units are rental homes, making up 30 percent of the housing market. For every renter household in White Bluff, Tennessee, there are 1 rental units.

What is the vacancy rate for rentals in White Bluff?

The rental vacancy rate in White Bluff is 0 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in White Bluff for each bedroom size?

Occupied Rental Units by Size in White Bluff
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
9 107 230 108 72
Occupied Rental Units by Size in White Bluff

A large number of apartments in White Bluff have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in White Bluff are overburdened by housing costs?

Among renter households in this market, 20 percent have housing cost burden. Further, 16 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in White Bluff

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,404 to $2,482. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,404
One BR $1,442
Two BR $1,619
Three BR $2,035
Four BR $2,482
2024 Fair Market Rents in White Bluff, Tennessee

How many units are rented at Fair Market Rent (FMR) in White Bluff?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 0 100 percent
One BR 107 100 percent
Two BR 174 76 percent
Rental Units Below FMR in White Bluff, Tennessee

How many affordable rental units are in White Bluff?

There are a variety of federal affordable housing programs serving households in White Bluff, Tennessee including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 50
USDA Section 515 Rural Rental Housing 48
Tracked Units by Federal Program in White Bluff, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in White Bluff, Tennessee

White Bluff features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Bluff, Tennessee

There are 74 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Bluff.

Housing Choice Vouchers in White Bluff, Tennessee

On average, Section 8 Housing Choice vouchers pay White Bluff landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in White Bluff.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Bluff, Tennessee for a two-bedroom apartment is between $1,457 and $1,781.

Sourced from federal housing data and AffordableHousingOnline.com research.