{"id":2370,"date":"2018-06-20T19:43:49","date_gmt":"2018-06-20T19:43:49","guid":{"rendered":"https:\/\/affordablehousingonline.com\/blog\/?p=2370"},"modified":"2018-06-25T19:27:09","modified_gmt":"2018-06-25T19:27:09","slug":"report-highlights-growing-affordability-crisis-low-income-renters","status":"publish","type":"post","link":"https:\/\/affordablehousingonline.com\/blog\/report-highlights-growing-affordability-crisis-low-income-renters\/","title":{"rendered":"Report Highlights Growing Affordability Crisis for Low-Income Renters"},"content":{"rendered":"
\"\"
Source: National Low-Income Housing Coalition<\/figcaption><\/figure>\n

The growing gap between stagnant wages and rising housing costs impacts millions of low-income renters. According to Out of Reach 2018<\/i><\/a>, an annual report of the National Low-Income Housing Coalition (NLIHC), there is not a single area in the U.S. where a full time worker earning minimum wage can afford a modest two-bedroom apartment. And a modest one-bedroom apartment is affordable for minimum wage earners in only 22 of the 3,007 counties in this country.<\/p>\n

A full time worker needs to earn $22.10 per hour to afford the national average of a two-bedroom unit at Fair Market Rent (FMR), or $17.90 per hour to afford HUD\u2019s one-bedroom FMR. The amount needed to afford a modest home is often called the housing wage, and is one way of looking at the minimum you need to earn to get by in current American society. <\/span>The lack of affordable housing is often cited in efforts to raise the minimum wage.<\/span><\/a><\/p>\n

The FMR is used as the rent limit for Section 8 Housing Choice Vouchers and other affordable housing programs in that area. A city or county\u2019s FMR is updated each year, based on the current housing market. <\/span>Out of Reach<\/span><\/i> shows that minimum wage workers cannot even afford rents the federal government sets as the bar for affordable housing programs.<\/span><\/p>\n

Another way to look at the housing affordability crisis is seeing how much work it takes to afford a modest apartment at minimum wage. Nationally, someone earning minimum wage needs to work 122 hours per week for 52 weeks to afford the two-bedroom FMR. This equates to working more than three full time jobs.<\/span><\/p>\n

Out of Reach<\/span><\/i> also examines the gap between what the average renter household earns, and what is needed to afford the area\u2019s two-bedroom FMR. Hawaii\u2019s housing wage gap was the greatest, at $19.98 per hour, followed by Maryland ($11.53 per hour) and California ($11.18 per hour). Other states rounding out the top ten with the greatest housing wage gap are New Jersey, Vermont, Massachusetts, Washington, Connecticut, Maine and New Hampshire.<\/span><\/p>\n

The federal government says that households should not pay more than 30% of their monthly income for rent. Households that pay more experience housing cost burden, which leaves less money for food, clothes, medicine and other necessities. Nationally, a minimum wage worker can afford $377 in monthly rent. Someone receiving Supplemental Security Income (SSI) can only afford rent of $250. Extremely Low-Income households, those who earn less than 30% of the area median income, can afford rent of $660. The average renter can afford $878 for rent. By contrast, the average two-bedroom FMR nationally is $1,149 and the average one-bedroom FMR is $931. <\/span><\/p>\n

Affordable Housing Online has a page that makes it easy to search for the affordable housing snapshot in your state, county or city. <\/span>You can find data for your area of interest here.<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The growing gap between stagnant wages and rising housing costs impacts millions of low-income renters. According to Out of Reach 2018, an annual report of the National Low-Income Housing Coalition (NLIHC), there is not a single area in the U.S. where a full time worker earning minimum wage can afford a modest two-bedroom apartment. And […]<\/p>\n","protected":false},"author":7,"featured_media":2371,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"yoast_head":"\nReport Highlights Growing Affordability Crisis for Low-Income Renters | Affordable Housing Online News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/affordablehousingonline.com\/blog\/report-highlights-growing-affordability-crisis-low-income-renters\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Report Highlights Growing Affordability Crisis for Low-Income Renters | Affordable Housing Online News\" \/>\n<meta property=\"og:description\" content=\"The growing gap between stagnant wages and rising housing costs impacts millions of low-income renters. 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