{"id":3456,"date":"2020-07-28T19:14:23","date_gmt":"2020-07-28T19:14:23","guid":{"rendered":"https:\/\/affordablehousingonline.com\/blog\/?p=3456"},"modified":"2021-08-27T13:43:05","modified_gmt":"2021-08-27T13:43:05","slug":"report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country","status":"publish","type":"post","link":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/","title":{"rendered":"Report shows that affordable housing is “Out of Reach” everywhere in the country"},"content":{"rendered":"\n
\"\"
According to the NLIHC, this map “represents the hourly wage that a household must earn (working 40 hours a week, 52 weeks a year) in order to afford the Fair Market Rent for a two-bedroom rental unit, without paying more than 30% of their income.” Image by reports.nlihc.org<\/figcaption><\/figure><\/div>\n\n\n\n

A new report shows that even before the coronavirus pandemic there is no place in the country where a full-time minimum wage worker can afford a modest apartment. With millions already paying more than half of what they earn for rent, the Out of Reach 2020<\/em><\/a> annual report by the National Low-Income Housing Coalition (NLIHC) shows that the economic crisis caused by the pandemic will put millions of low-income renters at risk of losing their homes.<\/p>\n\n\n\n

NLIHC has published its Out of Reach <\/em>report since 1989. The report collects data for every county and metropolitan area in the United States. It looks at how much a renter needs to earn so they can afford a modest apartment. It also shows how many hours a week someone earning minimum wage needs to work in order to make the rent.<\/p>\n\n\n\n

The federal government says that people who pay more than 30% of their monthly income for housing are cost burdened. If you pay more than that for rent and utilities, it does not leave much for food, clothes, transportation or healthcare. <\/p>\n\n\n\n

Out of Reach<\/em> shows that there is no state, county or city in the country where a full-time minimum wage worker can afford HUD\u2019s two-bedroom Fair Market Rent (FMR) for the area. In only 5% of counties can a minimum wage worker afford the one-bedroom FMR.<\/p>\n\n\n\n

The report factors in the minimum wage that is used in each state or local jurisdiction. Although the federal minimum wage is $7.25, 29 states, the District of Columbia and some cities and counties have adopted higher minimum wages. For example, New Hampshire uses the federal minimum wage of $7.25 an hour, but neighboring Vermont has a minimum wage of $10.78.<\/p>\n\n\n\n

\"\"
This bar graph shows, as stated by the NLIHC, “The rental cost that various households can afford compared to the fair market rent of a modest one-bedroom or two-bedroom apartment.” Image by reports.nlihc.org <\/figcaption><\/figure><\/div>\n\n\n\n

And what is the rent for a \u201cmodest apartment?\u201d NLIHC uses the Fair Market Rent (FMR) that HUD sets for every city and county in the country. The FMR represents the 40th percentile of rents in a local market. That means that 40% of apartments in the area rent for that amount or less, so these are modest homes. <\/p>\n\n\n\n

Without assistance, even HUD\u2019s FMR is still higher than what most low-income renters can afford without assistance from the government. HUD\u2019s two-bedroom FMR is unaffordable to 60% of all earners.<\/p>\n\n\n\n

NLIHC says that a \u201chousing wage\u201d is the amount someone needs to earn while working a 40-hour week so that they can pay the rent without being cost burdened. Nationally, the average renter needs to make $23.96 an hour to afford a modest two-bedroom apartment. The housing wage to afford a one-bedroom apartment is $19.56. This is way beyond what most low-income renters earn.<\/p>\n\n\n\n

The average minimum wage worker would have to work 97 hours per week to afford the two-bedroom FMR, or 79 hours a week to cover the one-bedroom FMR. These figures show what drives many low-income renters to take two or more jobs so that they can make ends meet. It is also behind many families doubling up and crowding apartments so that they can share costs.<\/p>\n\n\n\n

\"\"
This map shows “the number of hours someone earning the minimum wage needs to work to afford a one-bedroom apartment at fair market rent,” according to NLIHC. Image by reports.nlihc.org<\/figcaption><\/figure><\/div>\n\n\n\n

Prior to the pandemic, 71% of renters with extremely low incomes paid more than half their incomes for rent. This is over 7.7 million households. And before the pandemic, there was also a severe shortage of affordable housing. According to NLIHC\u2019s The Gap<\/em> 2020 report<\/a>, there are only 36 affordable and available rental units for every 100 extremely low-income renters in the country.<\/p>\n\n\n\n

Even renters with average incomes are having problems as rents continue rising faster than incomes. Out of Reach<\/em> shows the average renter wage is $18.22, but this is still more than $5.00 below the national housing wage needed to pay for a modest two-bedroom apartment..<\/p>\n\n\n\n

In addition to extremely low-income renters, the economic crisis caused by the pandemic is likely to hit minority communities hardest. Black and Latino households are more likely to be renters. While only 27% of white households rent their homes, 55% of Latino households and 59% of Black households are renters. And minority renters pay more of their income for housing. 44% of Black renters and 42% of Latino renters had housing cost burden, compared with 26% of white renters.<\/p>\n\n\n\n

The report has summary sections for each state. Readers can look up every county and major metropolitan area in their states. This means you can find out how high the housing wage is in your area, or how many hours a minimum wage earner needs to work to pay the rent in your community. The summaries also include state averages and rankings.<\/p>\n\n\n\n

Out of Reach<\/em> shows how severe America\u2019s affordable housing crisis is in every community. Even before the coronavirus pandemic, millions of low-income renters were cost-burdened or living in overcrowded conditions. Now that eviction protections are expiring around the country, millions of low-income renters will owe back rent. And with the federal unemployment boost ending this week, millions of low-income renters will have no way to pay the rent. Unless the federal government acts to halt all evictions and provide emergency rental assistance, it is likely we will see a wave of evictions in the next few months.<\/p>\n","protected":false},"excerpt":{"rendered":"

A new report shows that even before the coronavirus pandemic there is no place in the country where a full-time minimum wage worker can afford a modest apartment. With millions already paying more than half of what they earn for rent, the Out of Reach 2020 annual report by the National Low-Income Housing Coalition (NLIHC) […]<\/p>\n","protected":false},"author":7,"featured_media":3457,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[92,91,30,19],"yoast_head":"\nReport shows that affordable housing is "Out of Reach" everywhere in the country | Affordable Housing Online News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Report shows that affordable housing is "Out of Reach" everywhere in the country | Affordable Housing Online News\" \/>\n<meta property=\"og:description\" content=\"A new report shows that even before the coronavirus pandemic there is no place in the country where a full-time minimum wage worker can afford a modest apartment. With millions already paying more than half of what they earn for rent, the Out of Reach 2020 annual report by the National Low-Income Housing Coalition (NLIHC) […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/\" \/>\n<meta property=\"og:site_name\" content=\"Affordable Housing Online News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AffHsgOnline\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-28T19:14:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-08-27T13:43:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1126\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Chris Holden\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@affhsgonline\" \/>\n<meta name=\"twitter:site\" content=\"@affhsgonline\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chris Holden\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/\"},\"author\":{\"name\":\"Chris Holden\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/person\/80ba263b237dc12aadf1c7c2a6d9460c\"},\"headline\":\"Report shows that affordable housing is “Out of Reach” everywhere in the country\",\"datePublished\":\"2020-07-28T19:14:23+00:00\",\"dateModified\":\"2021-08-27T13:43:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/\"},\"wordCount\":958,\"publisher\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg\",\"keywords\":[\"fair market rent\",\"minimum wage\",\"national low income housing coalition\",\"rent\"],\"articleSection\":[\"Housing News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/\",\"url\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/\",\"name\":\"Report shows that affordable housing is \\\"Out of Reach\\\" everywhere in the country | Affordable Housing Online News\",\"isPartOf\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg\",\"datePublished\":\"2020-07-28T19:14:23+00:00\",\"dateModified\":\"2021-08-27T13:43:05+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage\",\"url\":\"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg\",\"contentUrl\":\"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg\",\"width\":2000,\"height\":1126,\"caption\":\"According to the NLIHC, this map represents the hourly wage that a household must earn (working 40 hours a week, 52 weeks a year) in order to afford the Fair Market Rent for a two-bedroom rental unit, without paying more than 30% of their income. Image by reports.nlihc.org\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/affordablehousingonline.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Report shows that affordable housing is “Out of Reach” everywhere in the country\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#website\",\"url\":\"https:\/\/affordablehousingonline.com\/blog\/\",\"name\":\"Affordable Housing Online News\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/affordablehousingonline.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#organization\",\"name\":\"Affordable Housing Online\",\"url\":\"https:\/\/affordablehousingonline.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2023\/04\/android-chrome-512x512-1.png\",\"contentUrl\":\"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2023\/04\/android-chrome-512x512-1.png\",\"width\":512,\"height\":512,\"caption\":\"Affordable Housing Online\"},\"image\":{\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AffHsgOnline\/\",\"https:\/\/x.com\/affhsgonline\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/person\/80ba263b237dc12aadf1c7c2a6d9460c\",\"name\":\"Chris Holden\",\"description\":\"Chris Holden has been working for Affordable Housing Online as Senior Housing and Data Analyst since 2017. He has been committed to affordable housing for more than 28 years, with national, state, and local experience. He has served many roles to help low-income renters, including federal policy research, managing a national survey of farmworker housing, developing affordable rental properties in Vermont, and serving three years as a commissioner for the Bremerton Housing Authority in Washington. Chris currently splits his time between Vermont\u2019s Northeast Kingdom and New Hampshire\u2019s Monadnock region, two of the most rural areas in New England. He enjoys the scenic beauty, spending time hiking, fishing, mountain biking and camping.\",\"sameAs\":[\"https:\/\/affordablehousingonline.com\",\"www.linkedin.com\/in\/christopher-holden-6a410755\"],\"url\":\"https:\/\/affordablehousingonline.com\/blog\/author\/chris-holden\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Report shows that affordable housing is \"Out of Reach\" everywhere in the country | Affordable Housing Online News","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/","og_locale":"en_US","og_type":"article","og_title":"Report shows that affordable housing is \"Out of Reach\" everywhere in the country | Affordable Housing Online News","og_description":"A new report shows that even before the coronavirus pandemic there is no place in the country where a full-time minimum wage worker can afford a modest apartment. With millions already paying more than half of what they earn for rent, the Out of Reach 2020 annual report by the National Low-Income Housing Coalition (NLIHC) […]","og_url":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/","og_site_name":"Affordable Housing Online News","article_publisher":"https:\/\/www.facebook.com\/AffHsgOnline\/","article_published_time":"2020-07-28T19:14:23+00:00","article_modified_time":"2021-08-27T13:43:05+00:00","og_image":[{"width":2000,"height":1126,"url":"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg","type":"image\/jpeg"}],"author":"Chris Holden","twitter_card":"summary_large_image","twitter_creator":"@affhsgonline","twitter_site":"@affhsgonline","twitter_misc":{"Written by":"Chris Holden","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#article","isPartOf":{"@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/"},"author":{"name":"Chris Holden","@id":"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/person\/80ba263b237dc12aadf1c7c2a6d9460c"},"headline":"Report shows that affordable housing is “Out of Reach” everywhere in the country","datePublished":"2020-07-28T19:14:23+00:00","dateModified":"2021-08-27T13:43:05+00:00","mainEntityOfPage":{"@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/"},"wordCount":958,"publisher":{"@id":"https:\/\/affordablehousingonline.com\/blog\/#organization"},"image":{"@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage"},"thumbnailUrl":"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg","keywords":["fair market rent","minimum wage","national low income housing coalition","rent"],"articleSection":["Housing News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/","url":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/","name":"Report shows that affordable housing is \"Out of Reach\" everywhere in the country | Affordable Housing Online News","isPartOf":{"@id":"https:\/\/affordablehousingonline.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage"},"image":{"@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage"},"thumbnailUrl":"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg","datePublished":"2020-07-28T19:14:23+00:00","dateModified":"2021-08-27T13:43:05+00:00","breadcrumb":{"@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#primaryimage","url":"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg","contentUrl":"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2020\/07\/2020_map_2br_16-9.jpg","width":2000,"height":1126,"caption":"According to the NLIHC, this map represents the hourly wage that a household must earn (working 40 hours a week, 52 weeks a year) in order to afford the Fair Market Rent for a two-bedroom rental unit, without paying more than 30% of their income. Image by reports.nlihc.org"},{"@type":"BreadcrumbList","@id":"https:\/\/affordablehousingonline.com\/blog\/report-shows-that-affordable-housing-is-out-of-reach-everywhere-in-the-country\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/affordablehousingonline.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Report shows that affordable housing is “Out of Reach” everywhere in the country"}]},{"@type":"WebSite","@id":"https:\/\/affordablehousingonline.com\/blog\/#website","url":"https:\/\/affordablehousingonline.com\/blog\/","name":"Affordable Housing Online News","description":"","publisher":{"@id":"https:\/\/affordablehousingonline.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/affordablehousingonline.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/affordablehousingonline.com\/blog\/#organization","name":"Affordable Housing Online","url":"https:\/\/affordablehousingonline.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2023\/04\/android-chrome-512x512-1.png","contentUrl":"https:\/\/affordablehousingonline.com\/blog\/wp-content\/uploads\/2023\/04\/android-chrome-512x512-1.png","width":512,"height":512,"caption":"Affordable Housing Online"},"image":{"@id":"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AffHsgOnline\/","https:\/\/x.com\/affhsgonline"]},{"@type":"Person","@id":"https:\/\/affordablehousingonline.com\/blog\/#\/schema\/person\/80ba263b237dc12aadf1c7c2a6d9460c","name":"Chris Holden","description":"Chris Holden has been working for Affordable Housing Online as Senior Housing and Data Analyst since 2017. He has been committed to affordable housing for more than 28 years, with national, state, and local experience. He has served many roles to help low-income renters, including federal policy research, managing a national survey of farmworker housing, developing affordable rental properties in Vermont, and serving three years as a commissioner for the Bremerton Housing Authority in Washington. Chris currently splits his time between Vermont\u2019s Northeast Kingdom and New Hampshire\u2019s Monadnock region, two of the most rural areas in New England. He enjoys the scenic beauty, spending time hiking, fishing, mountain biking and camping.","sameAs":["https:\/\/affordablehousingonline.com","www.linkedin.com\/in\/christopher-holden-6a410755"],"url":"https:\/\/affordablehousingonline.com\/blog\/author\/chris-holden\/"}]}},"_links":{"self":[{"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/posts\/3456"}],"collection":[{"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/comments?post=3456"}],"version-history":[{"count":3,"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/posts\/3456\/revisions"}],"predecessor-version":[{"id":3467,"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/posts\/3456\/revisions\/3467"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/media\/3457"}],"wp:attachment":[{"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/media?parent=3456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/categories?post=3456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/affordablehousingonline.com\/blog\/wp-json\/wp\/v2\/tags?post=3456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}