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If you currently have no income whatsoever, will places accept your application?

Answer

Yes. Simply put, the most important qualifier is income. Generally, applicants must make less than 50% of the Area Median Income (AMI) for that area to qualify. Having no income at all falls under that category.

Also, there are many factors that determine your income, which include welfare and Social Security benefits. So, even if you don't receive a paycheck from a job, you may still receive income that is applicable for affordable housing program. Please view this HUD document that explains what specific sources of income are included and excluded when declaring your income on an application.

You can search our website for your area of interest here, and scroll down to the AMI chart for that area. However, please confirm income qualifications with the housing authority or apartment community you are interested in applying through, as affordable housing offices set their own income limits.

More FAQs from Low Income Households

  • What has to be included in my household income?
  • Since Section 8 vouchers are so difficult to get, is there a place to find other housing programs that set rent based on your income?
  • The housing office I applied through told me I didn't qualify to receive assistance, and I don't know why. What could have made me ineligible?
  • Who qualifies for affordable housing assistance?
  • Can I apply to multiple waiting lists?