Can you get housing with no income?


For most programs, such as the Section 8 Housing Choice Voucher program, yes. The most important qualifier is income, you can qualify if you make less than the listed income limit for that area. Having no income at all falls under that category.

Also, there are many factors that determine your income, which include welfare and Social Security benefits. So, even if you don't receive a paycheck from a job, you may still receive income that is applicable for affordable housing program. Please view this HUD document that explains what specific sources of income are included and excluded when declaring your income on an application.

However, there are other housing programs like the Low-Income Housing Tax Credit program that do require a minimum income.

You can search our website for your area of interest here, and scroll down to the AMI chart for that area. However, please confirm income qualifications with the housing authority or apartment community you are interested in applying through, as affordable housing offices set their own income limits.

More Waiting Lists FAQs from Low Income Households

  • What has to be included in my household income?
  • Since Section 8 vouchers are so difficult to get, is there a place to find other housing programs that set rent based on your income?
  • The housing office I applied through told me I didn't qualify to receive assistance, and I don't know why. What could have made me ineligible?
  • Who qualifies for affordable housing assistance?
  • Can I apply to multiple waiting lists?