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What homeownership expenses are tax deductible?


Homeowners may deduct the interest paid on the mortgage loan, property taxes and medically necessary home renovations (like installation of wheelchair ramps or grab bars). Also, if you paid discount “points” on the loan to reduce the interest rate at the time you purchased, those payments can be deducted too.

More Homeownership FAQs from Low Income Households

  • How can homeownership benefit me?
  • How can homeownership benefit me?
  • How to buy a home with bad credit?
  • Are there HUD homeownership programs?
  • How does homeonwership affect your credit score?