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What does an income limit mean?

The income limit for an affordable housing program is the maximum amount of income a household can earn to qualify to receive assistance.

The specific figure is based on the city or county's Area Median Income (AMI), and is adjusted depending on how many persons live in the household (including children). Income qualification is generally separated into three main tiers: Low Income (80% AMI), Very Low Income (50% AMI), and Extremely Low Income (30% AMI). However, the number of tiers used and percentage of AMI used for qualification varies by each housing program. The required income limits for a waiting list may be found online on a public notice for a waiting list opening, or the housing authority or apartment community's website. If income limit information cannot be found, contact the appropriate housing authority or apartment community. Scroll up to the search bar on the top of this page to find contact information.

A household's income is calculated by its gross income, which is the total income received before making subtractions for taxes and other deductions. When applying for any HUD affordable housing program, there are certain means of income that do not have to be reported. Required income inclusions and exclusions for HUD programs can be found here.