What does eviction do to your credit score?


Being evicted doesn’t directly affect your credit score, but if there is a legal judgement that you owe money to the landlord, that could damage your credit score. Money owed that is not paid to the landlord will likely be sent to a collection agency.

Once the collection agency processes the landlord’s report, it will negatively impact your credit score. A lower credit score may make it more difficult to find housing after eviction.

If your landlord does not report to a collection agency, your eviction should not affect your credit score.

More Evictions FAQs from Low Income Households

  • What does eviction mean?
  • What does a typical eviction notice look like?
  • Can I get evicted for not paying rent?
  • How does the eviction process work?
  • Where can I find help if I got an eviction notice?