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Homeownership means you are working to own your own home or you have paid off your mortgage and now own your home.
This makes you more wealthy than a renter because you own something worth thousands of dollars. You have become a permanent member of your neighborhood or community and you have an investment that can substantially rise in value over the years and be passed down to your children. This also makes you responsible for maintaining and securing your property for as long as you live there. For more information about the pros and cons of being a homeowner, read the Affordable Homeonwership Guide.
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