Cheap Apartments In Yuma
Yuma County,Arizona

Catalina Square Apartments

3000 Catalina Dr
Yuma, AZ
1 BR

L M Kelly Apartments

721 E 24th St
Yuma, AZ

James E Jefferson Manor

1350 W 5th St
Yuma, AZ

Casa Sierra Vista

600A E 25th St
Yuma, AZ

Terracina Apartments

Yuma, AZ
HCV Welcome

There are 17 low income housing apartment complexes which contain 1,520 affordable apartments for rent in Yuma, Arizona. Many of these rental apartments are income based housing with about 457 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 132 Project-Based Section 8 subsidized apartments in Yuma. There are 1,063 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Yuma

The Yuma City Housing Authority is a Section 8 and Public Housing public housing agency in Yuma, Arizona.

Understanding Affordable Housing in Yuma, Arizona

Yuma, AZ Affordable Housing Snapshot

Total Affordable Apartment Properties17
Total Low Income Apartments1,520
Total Rent Assisted Apartments457
Percentage of Housing Units Occupied By Renters40.48%
Average Renter Household Size2.69
Total Population93,812
Housing Units33,394
Average Household Size2.71
Median Household Income$43,754 ±$1,653
Median Rent$879 ±$24
Percentage Of Renters Overburdened47.83% ± 4.18pp

Population and Household Demographics

Yuma is a City in Yuma County, Arizona with a population of 93,812. There are 33,394 households in the city with an average household size of 2.71 persons. 40.48% of households in Yuma are renters.

Income and Rent Overburden in Yuma

The median gross income for households in Yuma is $43,754 a year, or $3,646 a month. The median rent for the city is $879 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Yuma, a household making less than $2,930 a month would be considered overburdened when renting an apartment at or above the median rent.47.83% of households who rent are overburdened in Yuma.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 4.18 percentage points.

Area Median Income In Yuma

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Yuma, the AMI is calculated from all households within Yuma County.

In Yuma, HUD calculates the Area Median Income for a family of four as $47,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Yuma

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Yuma HUD Rental Assistance in Yuma

Income1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30% of Median$12,140$16,460$20,780$24,100$26,050$28,000$29,900$31,850
50% of Median$16,900$19,300$21,700$24,100$26,050$28,000$29,900$31,850
80% of Median$27,000$30,850$34,700$38,550$41,650$44,750$47,850$50,900

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Yuma

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2010, 12 low income apartment communities containing 806 rental apartments have been constructed and made affordable to low income persons in Yuma by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Yuma by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Yuma

Income1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50% of Median$16,900$19,300$21,700$24,100$26,050$28,000$29,900$31,850
HERA 50%$17,750$20,300$22,850$25,350$27,400$29,450$31,450$33,500
60% of Median$20,280$23,160$26,040$28,920$31,260$33,600$35,880$38,220
HERA 60%$21,300$24,360$27,420$30,420$32,880$35,340$37,740$40,200

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Yuma is $26,040 a year, or $2,170 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,170 by 30% to get a maximum rent of $651 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
Fair Market Rents in Yuma

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR