Low Income Apartments and Affordable Housing For Rent in Pearl City, HI

Discover affordable housing in Pearl City where there are 3+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Hale OHauoli Apartments

950 Luehu Street, Pearl City, Hawaii 96782

Hale Mohalu II Family Housing

779-781 Kamehameha Hwy, Pearl City, Hawaii 96782

Manana Gardens

949 Luehu St, Pearl City, Hawaii 96782

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Pearl City, Hawaii
$42.65/hour
$28.65 (+205%) more than Hawaii minimum wage and $35.40 (+488%) more than the Federal minimum wage.
Learn More About Pearl City, Hawaii Affordable Housing ↓

What HUD offices serve Pearl City, Hawaii?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Pearl City, Hawaii.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Pearl City, Hawaii.
Operates the Section 8 Housing Choice Voucher (HCV), Section 8 Project-Based Voucher (PBV), Mainstream Voucher programs for Pearl City, Hawaii.

Go to the Hawaii Public Housing and Low-Income Apartments Waiting Lists page for openings near Pearl City.

How many renters live in Pearl City, Hawaii?

The City of Pearl City has 46,812 people living in 14,987 households.

There are 12,535 renters living in 4,397 renter households in this City. Renters make up 26.78 percent of the population living in Pearl City.

What is the rental market like in Pearl City, Hawaii?

There are an estimated 15,512 housing units in the Pearl City area. Of these, 4,526 units are rental homes, making up 29 percent of the housing market. For every renter household in Pearl City, Hawaii, there are 1 rental units.

What is the vacancy rate for rentals in Pearl City?

The rental vacancy rate in Pearl City is 3 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Pearl City for each bedroom size?

Occupied Rental Units by Size in Pearl City
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
460 442 1,064 1,839 480
Occupied Rental Units by Size in Pearl City

A large number of apartments in Pearl City have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Pearl City are overburdened by housing costs?

Among renter households in this market, 48 percent have housing cost burden. Further, 20 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Pearl City

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,573 to $3,822. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,573
One BR $1,720
Two BR $2,252
Three BR $3,174
Four BR $3,822
2024 Fair Market Rents in Pearl City, Hawaii

How many units are rented at Fair Market Rent (FMR) in Pearl City?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 310 67 percent
One BR 342 77 percent
Two BR 265 25 percent
Rental Units Below FMR in Pearl City, Hawaii

How many affordable rental units are in Pearl City?

There are a variety of federal affordable housing programs serving households in Pearl City, Hawaii including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 709
Public Housing 36
Section 8 Project-Based Rental Assistance 109
Tracked Units by Federal Program in Pearl City, Hawaii

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Pearl City, Hawaii

Pearl City features 100 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Pearl City, Hawaii

There are 235 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Pearl City.

Housing Choice Vouchers in Pearl City, Hawaii

On average, Section 8 Housing Choice vouchers pay Pearl City landlords $1,300 per month towards rent. The average voucher holder contributes $500 towards rent in Pearl City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Pearl City, Hawaii for a two-bedroom apartment is between $2,027 and $2,477.

Sourced from federal housing data and AffordableHousingOnline.com research.