Low Income Apartments and Affordable Housing For Rent in Ottawa, IL

Discover affordable housing in Ottawa where there are 12+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Turnberry Court Apartments

2811 Champlain St, Ottawa, Illinois 61350

Gracefield Apartments

2727 Cherie Lane, Ottawa, Illinois 61350

Ottawa Country Place Apartments

701 W McKinley St, Ottawa, Illinois 61350

Anthony Place at Ottawa

727 Clinton St., Ottawa, Illinois 61350

Woodcrest Apartments

1410 Dakota Drive, Ottawa, Illinois 61350

D. B. Ravlin Center

400 E Washington St, Ottawa, Illinois 61350

Ottawa Place Senior Apartments

401 Jim Thomas Cir, Ottawa, Illinois 61350

Pines Apts Ottawa

501 Avon Lane, Ottawa, Illinois

Ottawa Place Hr - 491 Seminole Drive

Seminole Dr, Ottawa, Illinois 61350

Manor House Apartments 1

2100 Somerset Dr, Ottawa, Illinois 61350

Manor House Apartments 2

2101 Somerset Dr, Ottawa, Illinois 61350

Manor House Apartments 3

2108 Somerset Dr, Ottawa, Illinois 61350

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Ottawa, Illinois
$17.39/hour
$3.39 (+24%) more than Illinois minimum wage and $10.14 (+140%) more than the Federal minimum wage.
Learn More About Ottawa, Illinois Affordable Housing ↓

What HUD offices serve Ottawa, Illinois?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Public Housing programs for Ottawa, Illinois.
Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Section 8 Project-Based Voucher (PBV) programs for Ottawa, Illinois.

Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Ottawa.

How many renters live in Ottawa, Illinois?

The City of Ottawa has 18,708 people living in 7,634 households.

There are 4,987 renters living in 2,399 renter households in this City. Renters make up 26.66 percent of the population living in Ottawa.

What is the rental market like in Ottawa, Illinois?

There are an estimated 8,544 housing units in the Ottawa area. Of these, 2,516 units are rental homes, making up 29 percent of the housing market. For every renter household in Ottawa, Illinois, there are 1 rental units.

What is the vacancy rate for rentals in Ottawa?

The rental vacancy rate in Ottawa is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Ottawa for each bedroom size?

Occupied Rental Units by Size in Ottawa
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
45 709 1,162 440 38
Occupied Rental Units by Size in Ottawa

A large number of apartments in Ottawa have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Ottawa are overburdened by housing costs?

Among renter households in this market, 44 percent have housing cost burden. Further, 20 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Ottawa

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $685 to $1,540. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $685
One BR $742
Two BR $933
Three BR $1,315
Four BR $1,540
2024 Fair Market Rents in Ottawa, Illinois

How many units are rented at Fair Market Rent (FMR) in Ottawa?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 33 73 percent
One BR 455 64 percent
Two BR 532 46 percent
Rental Units Below FMR in Ottawa, Illinois

How many affordable rental units are in Ottawa?

There are a variety of federal affordable housing programs serving households in Ottawa, Illinois including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 322
Public Housing 298
Section 8 Project-Based Rental Assistance 92
USDA Section 515 Rural Rental Housing 120
Tracked Units by Federal Program in Ottawa, Illinois

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Ottawa, Illinois

Ottawa features 514 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ottawa, Illinois

There are 151 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ottawa.

Housing Choice Vouchers in Ottawa, Illinois

On average, Section 8 Housing Choice vouchers pay Ottawa landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Ottawa.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ottawa, Illinois for a two-bedroom apartment is between $826 and $1,010.

Sourced from federal housing data and AffordableHousingOnline.com research.