Low Income Apartments and Affordable Housing For Rent in Harlan County, KY

Discover affordable housing in Harlan County where there are 14+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Bradford Square Apartments

2319 E Main St, Cumberland, Kentucky 40823

Anna Lee Village

300 Bridge St, Harlan, Kentucky 40831

Poplar Village

51 Mastin Dr, Cumberland, Kentucky 40823

Pride Terrace Multi - Fam

504 Last Resort Ct, Cumberland, Kentucky 40823

Pride Terrace Single - Fam

502 Last Resort Ct, Cumberland, Kentucky 40823

Holly Point Apartments

134 Wallins St, Harlan, Kentucky 40831

Cumberland Manor - Cumberland

201 Mastin Dr, Cumberland, Kentucky 40823

Olympic Homes II

PO Box 1710, Harlan, Kentucky 40831

Cumberland Hope Community

Hwy 38, Evarts, Kentucky 40828

Harlan Ha

311 S Main St, Harlan, Kentucky 40831

New Hope Village

New Hope Dr, Harlan, Kentucky 40831

Eastbrook Station II

100 Eastbrook Station, Harlan, Kentucky

Eastbrook Station I

45 Eastbrook Sta, Harlan, Kentucky

Cloverlick Heights

120 Russell Dr, Cumberland, Kentucky 40823

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Harlan County, Kentucky
$16.10/hour
$8.85 (+122%) more than Kentucky minimum wage and $8.85 (+122%) more than the Federal minimum wage.
Learn More About Harlan County, Kentucky Affordable Housing ↓

How many renters live in Harlan County, Kentucky?

The County of Harlan County has 26,589 people living in 10,498 households.

There are 7,875 renters living in 3,268 renter households in this County. Renters make up 29.62 percent of the population living in Harlan County.

What is the rental market like in Harlan County, Kentucky?

There are an estimated 13,016 housing units in the Harlan County area. Of these, 3,439 units are rental homes, making up 26 percent of the housing market. For every renter household in Harlan County, Kentucky, there are 1 rental units.

What is the vacancy rate for rentals in Harlan County?

The rental vacancy rate in Harlan County is 5 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Harlan County for each bedroom size?

Occupied Rental Units by Size in Harlan County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
357 406 1,243 1,027 119
Occupied Rental Units by Size in Harlan County

A large number of apartments in Harlan County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Harlan County are overburdened by housing costs?

Among renter households in this market, 35 percent have housing cost burden. Further, 18 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Harlan County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $616 to $1,185. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $616
One BR $673
Two BR $850
Three BR $1,130
Four BR $1,185
2024 Fair Market Rents in Harlan County, Kentucky

How many units are rented at Fair Market Rent (FMR) in Harlan County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 223 62 percent
One BR 275 68 percent
Two BR 823 66 percent
Rental Units Below FMR in Harlan County, Kentucky

How many affordable rental units are in Harlan County?

There are a variety of federal affordable housing programs serving households in Harlan County, Kentucky including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 153
Public Housing 318
Section 8 Project-Based Rental Assistance 199
USDA Section 515 Rural Rental Housing 128
Tracked Units by Federal Program in Harlan County, Kentucky

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Harlan County, Kentucky

Harlan County features 672 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Harlan County, Kentucky

There are 73 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Harlan County.

Housing Choice Vouchers in Harlan County, Kentucky

On average, Section 8 Housing Choice vouchers pay Harlan County landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in Harlan County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Harlan County, Kentucky for a two-bedroom apartment is between $765 and $935.

Sourced from federal housing data and AffordableHousingOnline.com research.