Low Income Apartments and Affordable Housing For Rent in Cumberland County, KY

Discover affordable housing in Cumberland County where there are 5+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

The Hills at Spring Branch

255 Spring Branch Rd, Burkesville, Kentucky 42717

Keenland Apartments

201 Copper Ln, Burkesville, Kentucky 42717

Burkesville Manor

225 Lower River St, Burkesville, Kentucky 42717

Cumberland Valley Apartments

542 Cary Ln, Burkesville, Kentucky 42717

River Front Homes

225 Spears Cemetery Rd, Burkesville, Kentucky 42717

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Cumberland County, Kentucky
$16.10/hour
$8.85 (+122%) more than Kentucky minimum wage and $8.85 (+122%) more than the Federal minimum wage.
Learn More About Cumberland County, Kentucky Affordable Housing ↓

How many renters live in Cumberland County, Kentucky?

The County of Cumberland County has 5,974 people living in 2,519 households.

There are 1,155 renters living in 610 renter households in this County. Renters make up 19.33 percent of the population living in Cumberland County.

What is the rental market like in Cumberland County, Kentucky?

There are an estimated 3,408 housing units in the Cumberland County area. Of these, 654 units are rental homes, making up 19 percent of the housing market. For every renter household in Cumberland County, Kentucky, there are 1 rental units.

What is the vacancy rate for rentals in Cumberland County?

The rental vacancy rate in Cumberland County is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Cumberland County for each bedroom size?

Occupied Rental Units by Size in Cumberland County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
22 169 95 214 107
Occupied Rental Units by Size in Cumberland County

A large number of apartments in Cumberland County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Cumberland County are overburdened by housing costs?

Among renter households in this market, 31 percent have housing cost burden. Further, 11 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Cumberland County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $576 to $1,156. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $576
One BR $647
Two BR $850
Three BR $1,095
Four BR $1,156
2024 Fair Market Rents in Cumberland County, Kentucky

How many units are rented at Fair Market Rent (FMR) in Cumberland County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 22 100 percent
One BR 128 76 percent
Two BR 90 95 percent
Rental Units Below FMR in Cumberland County, Kentucky

How many affordable rental units are in Cumberland County?

There are a variety of federal affordable housing programs serving households in Cumberland County, Kentucky including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 24
Public Housing 110
Section 8 Project-Based Rental Assistance 44
USDA Section 515 Rural Rental Housing 48
Tracked Units by Federal Program in Cumberland County, Kentucky

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Cumberland County, Kentucky

Cumberland County features 203 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Kentucky

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Kentucky

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Kentucky for a two-bedroom apartment is between $765 and $935.

Sourced from federal housing data and AffordableHousingOnline.com research.