Low Income Apartments and Affordable Housing For Rent in Union County, KY

Discover affordable housing in Union County where there are 7+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Holly Park Apartments

724 East Lyon Street, Morganfield, Kentucky 42437

Pleasant View Apartments

7 S Holt Dr, Sturgis, Kentucky 42459

Kelly Brook Apartments

221 S Holt Dr, Sturgis, Kentucky 42459

Northside Apartments

43 Northside Ct, Morganfield, Kentucky 42437

Union Villa Apts

701 S Webster St, Morganfield, Kentucky

Ashmoor Apts

301 Kelsey Street #323, Sturgis, Kentucky

Morganfield Ha

738 Culver Ct, Morganfield, Kentucky 42437

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Union County, Kentucky
$16.44/hour
$9.19 (+127%) more than Kentucky minimum wage and $9.19 (+127%) more than the Federal minimum wage.
Learn More About Union County, Kentucky Affordable Housing ↓

What HUD offices serve Union County, Kentucky?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Union County, Kentucky.

Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Union County.

How many renters live in Union County, Kentucky?

The County of Union County has 13,495 people living in 5,067 households.

There are 2,814 renters living in 1,364 renter households in this County. Renters make up 20.85 percent of the population living in Union County.

What is the rental market like in Union County, Kentucky?

There are an estimated 5,884 housing units in the Union County area. Of these, 1,494 units are rental homes, making up 25 percent of the housing market. For every renter household in Union County, Kentucky, there are 1 rental units.

What is the vacancy rate for rentals in Union County?

The rental vacancy rate in Union County is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Union County for each bedroom size?

Occupied Rental Units by Size in Union County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
13 134 641 460 89
Occupied Rental Units by Size in Union County

A large number of apartments in Union County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Union County are overburdened by housing costs?

Among renter households in this market, 34 percent have housing cost burden. Further, 21 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Union County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $629 to $1,156. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $629
One BR $694
Two BR $868
Three BR $1,050
Four BR $1,156
2024 Fair Market Rents in Union County, Kentucky

How many units are rented at Fair Market Rent (FMR) in Union County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 7 54 percent
One BR 108 81 percent
Two BR 445 69 percent
Rental Units Below FMR in Union County, Kentucky

How many affordable rental units are in Union County?

There are a variety of federal affordable housing programs serving households in Union County, Kentucky including the following:

Federal Program Unit Count
Public Housing 90
Section 8 Project-Based Rental Assistance 87
USDA Section 515 Rural Rental Housing 78
Tracked Units by Federal Program in Union County, Kentucky

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Union County, Kentucky

Union County features 222 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union County, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union County.

Housing Choice Vouchers in Union County, Kentucky

On average, Section 8 Housing Choice vouchers pay Union County landlords $700 per month towards rent. The average voucher holder contributes $200 towards rent in Union County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union County, Kentucky for a two-bedroom apartment is between $781 and $955.

Sourced from federal housing data and AffordableHousingOnline.com research.