Low Income Apartments and Affordable Housing For Rent in Talbot County, MD

Discover affordable housing in Talbot County where there are 7+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

St. Michaels Cottages

104 Miles Ln, St Michaels, Maryland 21663

Riverwoods at St Michaels

111 Mitchell St, St Michaels, Maryland 21663

Galloway Meadows

29418 Mathewstown Road, Easton, Maryland 21601

Frederick Douglas Elderly Housing

113 Mitchell St, St Michaels, Maryland 21663

Hambleton Village

113 Mitchell St, St. Michaels, Maryland 21663

Griffin Apartments

206 Dodson Ave, St Michaels, Maryland 21663

Pittsville

RR 1 Box 55, Trappe, Maryland 21673

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Talbot County, Maryland
$26.14/hour
$11.14 (+74%) more than Maryland minimum wage and $18.89 (+261%) more than the Federal minimum wage.
Learn More About Talbot County, Maryland Affordable Housing ↓

What HUD offices serve Talbot County, Maryland?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Talbot County, Maryland.
Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Homeownership, Section 8 HCV Money Follows the Person (MFP) programs for Talbot County, Maryland.

Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Talbot County.

How many renters live in Talbot County, Maryland?

The County of Talbot County has 37,663 people living in 16,270 households.

There are 10,376 renters living in 4,402 renter households in this County. Renters make up 27.55 percent of the population living in Talbot County.

What is the rental market like in Talbot County, Maryland?

There are an estimated 19,606 housing units in the Talbot County area. Of these, 4,546 units are rental homes, making up 23 percent of the housing market. For every renter household in Talbot County, Maryland, there are 1 rental units.

What is the vacancy rate for rentals in Talbot County?

The rental vacancy rate in Talbot County is 3 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Talbot County for each bedroom size?

Occupied Rental Units by Size in Talbot County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
144 1,157 1,742 1,058 249
Occupied Rental Units by Size in Talbot County

A large number of apartments in Talbot County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Talbot County are overburdened by housing costs?

Among renter households in this market, 43 percent have housing cost burden. Further, 23 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Talbot County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,196 to $2,342. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,196
One BR $1,229
Two BR $1,380
Three BR $1,945
Four BR $2,342
2024 Fair Market Rents in Talbot County, Maryland

How many units are rented at Fair Market Rent (FMR) in Talbot County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 117 81 percent
One BR 739 64 percent
Two BR 1,124 65 percent
Rental Units Below FMR in Talbot County, Maryland

How many affordable rental units are in Talbot County?

There are a variety of federal affordable housing programs serving households in Talbot County, Maryland including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 587
Public Housing 126
Section 8 Project-Based Rental Assistance 45
USDA Section 515 Rural Rental Housing 344
Tracked Units by Federal Program in Talbot County, Maryland

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Talbot County, Maryland

Talbot County features 134 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Talbot County, Maryland

There are 65 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Talbot County.

Housing Choice Vouchers in Talbot County, Maryland

On average, Section 8 Housing Choice vouchers pay Talbot County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Talbot County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Talbot County, Maryland for a two-bedroom apartment is between $1,242 and $1,518.

Sourced from federal housing data and AffordableHousingOnline.com research.