Low Income Apartments and Affordable Housing For Rent in Hampden County, MA

Discover affordable housing in Hampden County where there are 199+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Holyoke Hill Apartments

360.5 Tokeneke Road, Holyoke, Massachusetts 1040

Allen Park Apartments I & II

251 Allen Park Rd, Springfield, Massachusetts 1118

City View Commons II

26 Federal Ct, Springfield, Massachusetts 01105

Cumberland Homes

414 Chestnut Street, Springfield, Massachusetts 01107

Palmer Green Estates

One Beacon Dr, Palmer, Massachusetts 01069

Highland House

250 Oak Grove Ave, Springfield, Massachusetts 01109

Macarthur Terrace

65 Broadway St, Chicopee, Massachusetts 01020

Linden Towers

310 Stafford St, Springfield, Massachusetts 01104

Holyoke Towers

582 Pleasant Street , Holyoke, Massachusetts 01040

Prospect Heights

41 Chestnut Street, Holyoke, Massachusetts 01040

Pulaski Heights

76 Maple Street, Holyoke, Massachusetts 01040

Mckinley House

38 Asinof Avenue, Chicopee, Massachusetts 01013

Sycamore House

287 Essex Street, Holyoke, Massachusetts 01040

Maple Commons

60 School St, Springfield, Massachusetts 01105

City View Commons I

916 Worthington St, Springfield, Massachusetts 1105

Falls View Apartments

132 E Main St, Chicopee, Massachusetts 01020

Dom Narodowy Polski

144 Cabot Street , Chicopee, Massachusetts 01013

Worthy Apartments

193 Worthington St., Springfield, Massachusetts 01103

Bay Meadow Apartments

100 Baymeadow Road , Springfield, Massachusetts 01109

Elmwood Towers

485 South Street , Holyoke, Massachusetts 01040

Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Hampden County, Massachusetts
$26.04/hour
$11.04 (+74%) more than Massachusetts minimum wage and $18.79 (+259%) more than the Federal minimum wage.
Learn More About Hampden County, Massachusetts Affordable Housing ↓

What HUD offices serve Hampden County, Massachusetts?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Moving to Work programs for Hampden County, Massachusetts.

Go to the Massachusetts Public Housing and Low-Income Apartments Waiting Lists page for openings near Hampden County.

How many renters live in Hampden County, Massachusetts?

The County of Hampden County has 461,041 people living in 183,441 households.

There are 153,075 renters living in 70,468 renter households in this County. Renters make up 33.2 percent of the population living in Hampden County.

What is the rental market like in Hampden County, Massachusetts?

There are an estimated 197,474 housing units in the Hampden County area. Of these, 74,635 units are rental homes, making up 38 percent of the housing market. For every renter household in Hampden County, Massachusetts, there are 1 rental units.

What is the vacancy rate for rentals in Hampden County?

The rental vacancy rate in Hampden County is 5 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Hampden County for each bedroom size?

Occupied Rental Units by Size in Hampden County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
5,095 20,129 26,079 16,113 2,367
Occupied Rental Units by Size in Hampden County

A large number of apartments in Hampden County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Hampden County are overburdened by housing costs?

Among renter households in this market, 54 percent have housing cost burden. Further, 30 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Hampden County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $934 to $1,954. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $934
One BR $1,115
Two BR $1,375
Three BR $1,669
Four BR $1,954
2024 Fair Market Rents in Hampden County, Massachusetts

How many units are rented at Fair Market Rent (FMR) in Hampden County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 3,060 60 percent
One BR 15,232 76 percent
Two BR 18,045 69 percent
Rental Units Below FMR in Hampden County, Massachusetts

How many affordable rental units are in Hampden County?

There are a variety of federal affordable housing programs serving households in Hampden County, Massachusetts including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 7,350
Public Housing 2,889
Section 8 Project-Based Rental Assistance 5,762
Mod Rehab Project-Based Rental Assistance 538
Section 236 Rental Assistance 44
Section 202 Supportive Housing for the Elderly 369
Section 811 Supportive Housing for Persons with Disabilities 162
USDA Section 515 Rural Rental Housing 67
USDA Section 514 Farm Labor Housing 48
Tracked Units by Federal Program in Hampden County, Massachusetts

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Hampden County, Massachusetts

Hampden County features 9,107 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hampden County, Massachusetts

There are 4,649 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hampden County.

Housing Choice Vouchers in Hampden County, Massachusetts

On average, Section 8 Housing Choice vouchers pay Hampden County landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Hampden County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hampden County, Massachusetts for a two-bedroom apartment is between $1,238 and $1,513.

Sourced from federal housing data and AffordableHousingOnline.com research.