Affordable Housing In Worcester
Worcester County,Massachusetts

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There are 77 low income housing apartment complexes which contain 8,428 affordable apartments for rent in Worcester, Massachusetts. Many of these rental apartments are income based housing with about 7,529 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 4,028 Project-Based Section 8 subsidized apartments in Worcester. There are 2,864 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agencies that serve Worcester are the Worcester Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.

Affordable Apartments in Worcester

Image of Canal Lofts
48 Water Street
Worcester, Massachusetts
Canal Lofts is a 64 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Worcester. Rents at Canal Lofts are $1,150-1,850.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Worcester.
Low Income Housing Tax Credit
Accepts Housing Choice Vouchers
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Image of Canterbury Towers
6 Wachusett Street
Worcester, Massachusetts
Canterbury Towers is a 156 unit low income housing apartment community that provides St.-2 bedroom apartments for rent in Worcester. Rents at Canterbury Towers are $987-1,461.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
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Image of Stratton Hill Park Apartments
161 West Mountain Street
Worcester, Massachusetts
Stratton Hill Park Apartments is a 156 unit low income housing apartment community that provides St.-3 bedroom apartments for rent in Worcester. Rents at Stratton Hill Park Apartments are $649-1,236.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Worcester.
Section 236
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Image of Green Hill Towers
27 Mt. Vernon St.
Worcester, Massachusetts
Green Hill Towers is a 357 unit low income housing apartment community that provides 1-3 bedroom apartments for rent in Worcester.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
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Image of Lincoln Village
37 Pleasant Valley Drive
Worcester, Massachusetts
Lincoln Village is a 1,213 unit low income housing apartment community that provides 1-3 bedroom apartments for rent in Worcester.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
View More

Housing Authorities that serve Worcester

The Worcester Housing Authority is a Section 8 and Public Housing public housing agency in Worcester, Massachusetts.

The Massachusetts Department of Housing and Community Development is a Section 8 public housing agency in Boston, Massachusetts.

The Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List is a Section 8 public housing agency in Boston, Massachusetts.

Other Housing Authorities located in Worcester

The The Bridge of Central Massachusetts is a Section 8 public housing agency in Worcester, Massachusetts.

Understanding Affordable Housing in Worcester, Massachusetts

Worcester, MA Affordable Housing Snapshot

Total Affordable Apartment Properties77
Total Low Income Apartments8,428
Total Rent Assisted Apartments7,529
Percentage of Housing Units Occupied By Renters56.98%
Average Renter Household Size2.38
Total Population183,382
Housing Units68,576
Average Household Size2.50
Median Household Income$45,472 ±$1,409
Median Rent$945 ±$13
Percentage Of Renters Overburdened50.99% ± 1.98pp

Population and Household Demographics

Worcester is a City in Worcester County, Massachusetts with a population of 183,382. There are 68,576 households in the city with an average household size of 2.50 persons. 56.98% of households in Worcester are renters.

Income and Rent Overburden in Worcester

The median gross income for households in Worcester is $45,472 a year, or $3,789 a month. The median rent for the city is $945 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Worcester, a household making less than $3,150 a month would be considered overburdened when renting an apartment at or above the median rent.50.99% of households who rent are overburdened in Worcester.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 1.98 percentage points.

Area Median Income In Worcester

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Worcester, the AMI is calculated from all households within Worcester County.

In Worcester, HUD calculates the Area Median Income for a family of four as $68,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Worcester

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Worcester HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$16,800$19,200$21,600$24,600$28,780$32,960$37,140$41,320
50%$28,000$32,000$36,000$40,000$43,200$46,400$49,600$52,800
80%$44,800$51,200$57,600$64,000$69,150$74,250$79,400$84,500

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Worcester

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2011, 26 low income apartment communities containing 1,936 rental apartments have been constructed and made affordable to low income persons in Worcester by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Worcester by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Worcester Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$28,000$32,000$36,000$40,000$43,200$46,400$49,600$52,800
60%$33,600$38,400$43,200$48,000$51,840$55,680$59,520$63,360

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Worcester is $43,200 a year, or $3,600 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,600 by 30% to get a maximum rent of $1,080 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
50%$700$750$900$1,040$1,160$1,280
60%$840$900$1,080$1,248$1,392$1,536
Fair Market Rents in Worcester

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$783$822$1,085$1,360$1,478