Low Income Apartments and Affordable Housing For Rent in Saint Joseph, MO

Discover affordable housing in Saint Joseph where there are 43+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Saint Joseph, Missouri
$18.26/hour
$5.96 (+48%) more than Missouri minimum wage and $11.01 (+152%) more than the Federal minimum wage.
Learn More About Saint Joseph, Missouri Affordable Housing ↓

What HUD offices serve Saint Joseph, Missouri?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Saint Joseph, Missouri.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Saint Joseph, Missouri.

Go to the Missouri Public Housing and Low-Income Apartments Waiting Lists page for openings near Saint Joseph.

How many renters live in Saint Joseph, Missouri?

The City of Saint Joseph has 70,682 people living in 29,214 households.

There are 22,224 renters living in 11,384 renter households in this City. Renters make up 31.44 percent of the population living in Saint Joseph.

What is the rental market like in Saint Joseph, Missouri?

There are an estimated 33,137 housing units in the Saint Joseph area. Of these, 12,614 units are rental homes, making up 38 percent of the housing market. For every renter household in Saint Joseph, Missouri, there are 1 rental units.

What is the vacancy rate for rentals in Saint Joseph?

The rental vacancy rate in Saint Joseph is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Saint Joseph for each bedroom size?

Occupied Rental Units by Size in Saint Joseph
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
417 3,063 4,467 2,948 465
Occupied Rental Units by Size in Saint Joseph

A large number of apartments in Saint Joseph have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Saint Joseph are overburdened by housing costs?

Among renter households in this market, 41 percent have housing cost burden. Further, 26 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Saint Joseph

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $653 to $1,331. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $653
One BR $734
Two BR $964
Three BR $1,223
Four BR $1,331
2024 Fair Market Rents in Saint Joseph, Missouri

How many units are rented at Fair Market Rent (FMR) in Saint Joseph?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 270 65 percent
One BR 1,787 58 percent
Two BR 2,964 66 percent
Rental Units Below FMR in Saint Joseph, Missouri

How many affordable rental units are in Saint Joseph?

There are a variety of federal affordable housing programs serving households in Saint Joseph, Missouri including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 1,401
Public Housing 167
Section 8 Project-Based Rental Assistance 752
Section 202 Supportive Housing for the Elderly 24
Section 811 Supportive Housing for Persons with Disabilities 42
Tracked Units by Federal Program in Saint Joseph, Missouri

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Saint Joseph, Missouri

Saint Joseph features 850 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Joseph, Missouri

There are 844 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Joseph.

Housing Choice Vouchers in Saint Joseph, Missouri

On average, Section 8 Housing Choice vouchers pay Saint Joseph landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Saint Joseph.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Joseph, Missouri for a two-bedroom apartment is between $868 and $1,060.

Sourced from federal housing data and AffordableHousingOnline.com research.