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Affordable Housing In Jersey City
Hudson County, New Jersey

89 Low Income Apartment Communities In Jersey City

Project Home

657 Bergen Ave
Jersey City, New Jersey
1-3 BR
Accepts Vouchers

Pacific Court

226 Pacific Ave
Jersey City, New Jersey
Call For Rent
2-3 BR

Berry Gardens

199 Ocean Ave
Jersey City, New Jersey
Income Based
Studio-2 BR

Woodward Terrace

148 Bramhall Ave.
Jersey City, New Jersey
Call For Rent
2-3 BR
Accepts Vouchers

Senior Living Center at Lafayette 654

463 Pacific Ave
Jersey City, New Jersey
Call For Rent
1-2 BR
Accepts Vouchers

Dr Lena Francis Edwards Apartments

455 Ocean Avenue
Jersey City, New Jersey
1-3 BR
Accepts Vouchers

The Willows Gloria Robinson

348 Duncan Ave
Jersey City, New Jersey
Accepts Vouchers

Glennview Townhouses

463 Pacific Ave
Jersey City, New Jersey
Call For Rent
1-4 BR
Accepts Vouchers

Birchwood at Fairmount Hotel

2595 Kennedy Blvd
Jersey City, New Jersey
Call For Rent
Studio BR
Accepts Vouchers

The Willows at Salem Lafayette

4 Madison Ave
Jersey City, New Jersey
VASH Welcome

Housing Authorities that serve Jersey City

Housing Authority Programs
Jersey City Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Public Housing Homeownership; Family Self-Sufficiency
Jersey City Episcopal Cdc Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Jersey City, New Jersey

There are 89 low income housing apartment communities offering 9,554 affordable apartments for rent in Jersey City, New Jersey.

Income Based Apartments in Jersey City, New Jersey

Jersey City features 7,272 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Jersey City, New Jersey

There are 2,282 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Jersey City.

Housing Choice Vouchers in Jersey City, New Jersey

On average, Section 8 Housing Choice vouchers pay Jersey City landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Jersey City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Jersey City, New Jersey for a two-bedroom apartment is between $1,522 and $1,860.

2020 Jersey City, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $1,292 $1,439 $1,691 $2,107 $2,291
Payment Standard Range $1,163 to $1,421 $1,295 to $1,583 $1,522 to $1,860 $1,896 to $2,318 $2,062 to $2,520

Sourced from federal housing data and research.

Jersey City, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 89
Total Low Income Apartments 9,554
Total Housing Units with Rental Assistance 7,272
Percentage of Housing Units Occupied By Renters 71.08%
Average Renter Household Size 2.50
Average Household Size 2.59
Median Household Income $59,537 ±$2,025
Median Rent $1,198 ±$15
Percentage Of Renters Overburdened 45.25% ± 1.57pp
Total Population 259,651

Population and Household Demographics

Jersey City is a city in Hudson County, New Jersey with a population of 259,651. There are 99,058 households in the city with an average household size of 2.59 persons. 71.08% of households in Jersey City are renters.

Income and Rent Overburden in Jersey City

The median gross income for households in Jersey City is $59,537 a year, or $4,961 a month. The median rent for the city is $1,198 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jersey City, a household making less than $3,993 a month would be considered overburdened when renting an apartment at or above the median rent. 45.25% of households who rent are overburdened in Jersey City.

Area Median Income In Jersey City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Jersey City, the AMI is calculated from all households within Hudson County.

In Jersey City, HUD calculates the Area Median Income for a family of four as $76,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jersey City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Jersey City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $20,750 $23,700 $26,650 $29,600 $32,000 $35,160 $39,640 $44,120
50% of Median $34,550 $39,450 $44,400 $49,300 $53,250 $57,200 $61,150 $65,100
80% of Median $55,250 $63,150 $71,050 $78,900 $85,250 $91,550 $97,850 $104,150