Affordable Housing In Scotchtown
Housing Authorities that serve Scotchtown
|PathStone||Section 8 Housing Choice Voucher (HCV)|
Guide To Affordable Housing in Scotchtown, New York
There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Scotchtown, New York.
Income Based Apartments in Scotchtown, New York
Scotchtown features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Scotchtown, New York
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Scotchtown.
Housing Choice Vouchers in Scotchtown, New York
On average, Section 8 Housing Choice vouchers pay Scotchtown landlords $900 per month towards rent. The average voucher holder contributes $500 towards rent in Scotchtown.
The maximum amount a voucher would pay on behalf of a low-income tenant in Scotchtown, New York for a two-bedroom apartment is between $1,257 and $1,537.
2020 Scotchtown, New York Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$1,021||$1,112||$1,397||$1,780||$2,049|
|Payment Standard Range||$919 to $1,123||$1,001 to $1,223||$1,257 to $1,537||$1,602 to $1,958||$1,844 to $2,254|
Sourced from federal housing data and AffordableHousingOnline.com research.
Scotchtown, NY Affordable Housing Snapshot
|Total Affordable Apartment Properties||0|
|Total Low Income Apartments||0|
|Total Housing Units with Rental Assistance||0|
|Percentage of Housing Units Occupied By Renters||37.01%|
|Average Renter Household Size||2.38|
|Average Household Size||2.83|
|Median Household Income||$65,991 ±$3,616|
|Median Rent||$1,209 ±$45|
|Percentage Of Renters Overburdened||45.47% ± 11.54pp|
Population and Household Demographics
Scotchtown is a city in Orange County, New York with a population of 9,061. There are 3,191 households in the city with an average household size of 2.83 persons. 37.01% of households in Scotchtown are renters.
Income and Rent Overburden in Scotchtown
The median gross income for households in Scotchtown is $65,991 a year, or $5,499 a month. The median rent for the city is $1,209 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Scotchtown, a household making less than $4,030 a month would be considered overburdened when renting an apartment at or above the median rent. 45.47% of households who rent are overburdened in Scotchtown.
Area Median Income In Scotchtown
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Scotchtown, the AMI is calculated from all households within Orange County.
In Scotchtown, HUD calculates the Area Median Income for a family of four as $102,300
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Scotchtown
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Scotchtown
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$21,500||$24,600||$27,650||$30,700||$33,200||$35,650||$39,640||$44,120|
|50% of Median||$35,850||$40,950||$46,050||$51,150||$55,250||$59,350||$63,450||$67,550|
|80% of Median||$54,950||$62,800||$70,650||$78,500||$84,800||$91,100||$97,350||$103,650|