Low Income Apartments and Affordable Housing For Rent in White Plains, NY

Discover affordable housing in White Plains where there are 18+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Armory Plaza

35 S Broadway, White Plains, New York 10601

Franklin Windsor Apartments

40 Windsor Ter, White Plains, New York 10601

Battle Hill Houses

13-15 Harmon St, White Plains, New York 10606

82 Bank Street

82 Bank St, White Plains, New York 10606

Fairview Manhattan Park

33 Oak St, White Plains, New York 10603

40 Mitchell Place

40 Mitchell Pl, White Plains, New York 10601

The Prelude

301 Quarropas St, White Plains, New York 10601

Schuyler - Dekalb Apartments

86 Dekalb Ave, White Plains, New York 10605

Lakeview

120 Lake St, White Plains, New York 10604

Kensico Terrace Apartments

24 S Kensico Ave, White Plains, New York 10601

The Residences at Tarryhill

100 Tarryhill Way, White Plains, New York 10603

Station Plaza

76 S Lexington Ave, White Plains, New York 10606

Madison House Apartments

70 Ferris Ave, White Plains, New York 10603

Lake Street Apartments

150 Lake St, White Plains, New York 10604

Greenburgh Heights

100 Greenvale Cir, White Plains, New York 10607

Winbrook Apartments

11 Fisher Ct, White Plains, New York 10601

Main Osborne

18 Osborne St, White Plains, New York 10606

N Kenisco Apartments

75 N Kensico Ave, White Plains, New York 10604

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In White Plains, New York
$44.55/hour
$29.55 (+197%) more than New York minimum wage and $37.30 (+514%) more than the Federal minimum wage.
Learn More About White Plains, New York Affordable Housing ↓

What HUD offices serve White Plains, New York?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Public Housing programs for White Plains, New York.
Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for White Plains, New York.
Operates the Section 8 Housing Choice Voucher (HCV) programs for White Plains, New York.
Operates the Section 8 Housing Choice Voucher (HCV) programs for White Plains, New York.
Operates the Section 8 Housing Choice Voucher (HCV) programs for White Plains, New York.

Go to the New York Public Housing and Low-Income Apartments Waiting Lists page for openings near White Plains.

How many renters live in White Plains, New York?

The City of White Plains has 59,421 people living in 24,062 households.

There are 26,169 renters living in 11,260 renter households in this City. Renters make up 44.04 percent of the population living in White Plains.

What is the rental market like in White Plains, New York?

There are an estimated 25,971 housing units in the White Plains area. Of these, 11,798 units are rental homes, making up 45 percent of the housing market. For every renter household in White Plains, New York, there are 1 rental units.

What is the vacancy rate for rentals in White Plains?

The rental vacancy rate in White Plains is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in White Plains for each bedroom size?

Occupied Rental Units by Size in White Plains
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
990 4,355 4,180 1,234 239
Occupied Rental Units by Size in White Plains

A large number of apartments in White Plains have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in White Plains are overburdened by housing costs?

Among renter households in this market, 47 percent have housing cost burden. Further, 24 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in White Plains

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,648 to $3,132. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,648
One BR $1,934
Two BR $2,352
Three BR $2,885
Four BR $3,132
2024 Fair Market Rents in White Plains, New York

How many units are rented at Fair Market Rent (FMR) in White Plains?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 402 41 percent
One BR 1,354 31 percent
Two BR 877 21 percent
Rental Units Below FMR in White Plains, New York

How many affordable rental units are in White Plains?

There are a variety of federal affordable housing programs serving households in White Plains, New York including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 721
Public Housing 360
Section 8 Project-Based Rental Assistance 504
Tracked Units by Federal Program in White Plains, New York

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in White Plains, New York

White Plains features 1,716 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Plains, New York

There are 211 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Plains.

Housing Choice Vouchers in White Plains, New York

On average, Section 8 Housing Choice vouchers pay White Plains landlords $900 per month towards rent. The average voucher holder contributes $600 towards rent in White Plains.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Plains, New York for a two-bedroom apartment is between $2,117 and $2,587.

Sourced from federal housing data and AffordableHousingOnline.com research.