Low Income Apartments and Affordable Housing For Rent in Oswego County, NY

Discover affordable housing in Oswego County where there are 24+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Pontiac Terrace Apartments

225 West 1st Street , Oswego, New York 13126

Seaway Lofts

472 W 1st St, Oswego, New York 13126

Waterworks Landing Senior Apartments

2231 County Route 12, Central Square, New York 13036

Lock 7 Apartments

220 East First Street, Oswego, New York 13126

Harbor View Square

69 W 1st Street, Oswego, New York 13126

Village Center Apartments

820 Main St, Phoenix, New York 13135

Austin Court Apartments

42 Maplehurst Dr, Phoenix, New York 13135

Green Acres Apartments

13 Green Acres Dr, Central Square, New York 13036

John Warren Wight Apartments

169 Ames St, Mexico, New York 13114

Patrick Court

32 Maplehurst Dr, Phoenix, New York 13135

Christopher Court

22 Maplehurst Dr, Phoenix, New York 13135

Meadowview Apartments

800 Meadowview Dr, Central Square, New York 13036

St Lukes Elderly Housing

131 W 1st St, Oswego, New York 13126

Oswego Hamilton Homes

96 Hamilton St, Oswego, New York 13126

Champlain Commons

11 Samuel Way , Oswego, New York 13126

Simeon Dewitt Apartments

150 E 1st St, Oswego, New York 13126

Springbrook Apartments

4920 N Jefferson St, Pulaski, New York 13142

Wine Creek Apts III

23d Birch Lane, Oswego, New York

Wine Creek Apts II

23d Birch Lane, Oswego, New York

Parkview Manor Apts

11 North St, Mexico, New York

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Oswego County, New York
$21.33/hour
$6.33 (+42%) more than New York minimum wage and $14.08 (+194%) more than the Federal minimum wage.
Learn More About Oswego County, New York Affordable Housing ↓

How many renters live in Oswego County, New York?

The County of Oswego County has 118,287 people living in 48,142 households.

There are 29,557 renters living in 13,849 renter households in this County. Renters make up 24.99 percent of the population living in Oswego County.

What is the rental market like in Oswego County, New York?

There are an estimated 54,919 housing units in the Oswego County area. Of these, 14,431 units are rental homes, making up 26 percent of the housing market. For every renter household in Oswego County, New York, there are 1 rental units.

What is the vacancy rate for rentals in Oswego County?

The rental vacancy rate in Oswego County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Oswego County for each bedroom size?

Occupied Rental Units by Size in Oswego County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
556 3,445 4,640 4,477 648
Occupied Rental Units by Size in Oswego County

A large number of apartments in Oswego County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Oswego County are overburdened by housing costs?

Among renter households in this market, 49 percent have housing cost burden. Further, 18 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Oswego County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $828 to $1,600. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $828
One BR $916
Two BR $1,126
Three BR $1,381
Four BR $1,600
2024 Fair Market Rents in Oswego County, New York

How many units are rented at Fair Market Rent (FMR) in Oswego County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 450 81 percent
One BR 2,498 73 percent
Two BR 3,066 66 percent
Rental Units Below FMR in Oswego County, New York

How many affordable rental units are in Oswego County?

There are a variety of federal affordable housing programs serving households in Oswego County, New York including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 587
Section 8 Project-Based Rental Assistance 336
USDA Section 515 Rural Rental Housing 537
Tracked Units by Federal Program in Oswego County, New York

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Oswego County, New York

Oswego County features 715 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oswego County, New York

There are 453 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oswego County.

Housing Choice Vouchers in Oswego County, New York

On average, Section 8 Housing Choice vouchers pay Oswego County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Oswego County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oswego County, New York for a two-bedroom apartment is between $1,013 and $1,239.

Sourced from federal housing data and AffordableHousingOnline.com research.