Low Income Apartments and Affordable Housing For Rent in Kettering, OH

Discover affordable housing in Kettering where there are 7+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

The Terraces

150 W Dorothy Ln, Kettering, Ohio 45429

Acorn Walk

Acorn Dr, Kettering, Ohio 45419

Kettering Park II

2780 E Dorothy L N, Kettering, Ohio 0

Trails of Oak Creek

1785 Renee Dr, Kettering, Ohio 45440

Eastway Marshall House

3417 N Marshall Rd, Kettering, Ohio 45429

Kettering Elderly New Construction

Woodman Dr, Kettering, Ohio 45429

Montgomery Co. - Cnsrt

3435 Marshall Rd, Kettering, Ohio 45429

calendar_today Opened: Oct 1
Open Until Further Notice

Reported On February 23rd, 2024 by Vanea Gardner

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Kettering, Ohio
$19.38/hour
$12.38 (+177%) more than Ohio minimum wage and $12.13 (+167%) more than the Federal minimum wage.
Learn More About Kettering, Ohio Affordable Housing ↓

What HUD offices serve Kettering, Ohio?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Kettering, Ohio.

Go to the Ohio Public Housing and Low-Income Apartments Waiting Lists page for openings near Kettering.

How many renters live in Kettering, Ohio?

The City of Kettering has 57,707 people living in 26,355 households.

There are 17,825 renters living in 9,449 renter households in this City. Renters make up 30.89 percent of the population living in Kettering.

What is the rental market like in Kettering, Ohio?

There are an estimated 27,764 housing units in the Kettering area. Of these, 9,694 units are rental homes, making up 35 percent of the housing market. For every renter household in Kettering, Ohio, there are 1 rental units.

What is the vacancy rate for rentals in Kettering?

The rental vacancy rate in Kettering is 1 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Kettering for each bedroom size?

Occupied Rental Units by Size in Kettering
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
406 2,294 4,247 2,279 150
Occupied Rental Units by Size in Kettering

A large number of apartments in Kettering have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Kettering are overburdened by housing costs?

Among renter households in this market, 41 percent have housing cost burden. Further, 19 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Kettering

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $743 to $1,459. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $743
One BR $800
Two BR $1,023
Three BR $1,330
Four BR $1,459
2024 Fair Market Rents in Kettering, Ohio

How many units are rented at Fair Market Rent (FMR) in Kettering?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 282 69 percent
One BR 1,241 54 percent
Two BR 2,285 54 percent
Rental Units Below FMR in Kettering, Ohio

How many affordable rental units are in Kettering?

There are a variety of federal affordable housing programs serving households in Kettering, Ohio including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 413
Public Housing 15
Section 8 Project-Based Rental Assistance 316
Section 202 Supportive Housing for the Elderly 92
Tracked Units by Federal Program in Kettering, Ohio

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Kettering, Ohio

Kettering features 323 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Kettering, Ohio

There are 39 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Kettering.

Housing Choice Vouchers in Kettering, Ohio

On average, Section 8 Housing Choice vouchers pay Kettering landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Kettering.

The maximum amount a voucher would pay on behalf of a low-income tenant in Kettering, Ohio for a two-bedroom apartment is between $921 and $1,125.

Sourced from federal housing data and AffordableHousingOnline.com research.