Low Income Apartments and Affordable Housing For Rent in Carter County, OK

Discover affordable housing in Carter County where there are 15+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Carter County, Oklahoma
$18.62/hour
$11.37 (+157%) more than Oklahoma minimum wage and $11.37 (+157%) more than the Federal minimum wage.
Learn More About Carter County, Oklahoma Affordable Housing ↓

What HUD offices serve Carter County, Oklahoma?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Carter County, Oklahoma.

Go to the Oklahoma Public Housing and Low-Income Apartments Waiting Lists page for openings near Carter County.

How many renters live in Carter County, Oklahoma?

The County of Carter County has 48,202 people living in 18,738 households.

There are 14,883 renters living in 6,111 renter households in this County. Renters make up 30.88 percent of the population living in Carter County.

What is the rental market like in Carter County, Oklahoma?

There are an estimated 21,609 housing units in the Carter County area. Of these, 6,593 units are rental homes, making up 31 percent of the housing market. For every renter household in Carter County, Oklahoma, there are 1 rental units.

What is the vacancy rate for rentals in Carter County?

The rental vacancy rate in Carter County is 6 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Carter County for each bedroom size?

Occupied Rental Units by Size in Carter County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
220 780 2,727 2,114 260
Occupied Rental Units by Size in Carter County

A large number of apartments in Carter County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Carter County are overburdened by housing costs?

Among renter households in this market, 35 percent have housing cost burden. Further, 17 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Carter County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $743 to $1,474. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $743
One BR $748
Two BR $983
Three BR $1,232
Four BR $1,474
2024 Fair Market Rents in Carter County, Oklahoma

How many units are rented at Fair Market Rent (FMR) in Carter County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 131 60 percent
One BR 517 66 percent
Two BR 1,594 58 percent
Rental Units Below FMR in Carter County, Oklahoma

How many affordable rental units are in Carter County?

There are a variety of federal affordable housing programs serving households in Carter County, Oklahoma including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 497
Public Housing 46
Section 8 Project-Based Rental Assistance 335
Section 202 Supportive Housing for the Elderly 15
Section 811 Supportive Housing for Persons with Disabilities 12
USDA Section 515 Rural Rental Housing 56
Tracked Units by Federal Program in Carter County, Oklahoma

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Carter County, Oklahoma

Carter County features 387 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Carter County, Oklahoma

There are 322 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Carter County.

Housing Choice Vouchers in Carter County, Oklahoma

On average, Section 8 Housing Choice vouchers pay Carter County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Carter County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Carter County, Oklahoma for a two-bedroom apartment is between $885 and $1,081.

Sourced from federal housing data and AffordableHousingOnline.com research.