Low Income Apartments and Affordable Housing For Rent in McCulloch County, TX

Discover affordable housing in McCulloch County where there are 3+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Trails of Brady Apartments

1915 Nine Rd, Brady, Texas 76825

M - Rhd - Brady Charger Properties

300 Otte St, Brady, Texas 76825

The Trees

503 E Main St, Brady, Texas 76825

Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In McCulloch County, Texas
$19.64/hour
$12.39 (+171%) more than Texas minimum wage and $12.39 (+171%) more than the Federal minimum wage.
Learn More About McCulloch County, Texas Affordable Housing ↓

What HUD offices serve McCulloch County, Texas?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency, Veteran Affairs Supportive Housing (VASH), Section 8 Project-Based Voucher (PBV), Mainstream Voucher, Section 8 HCV Money Follows the Person (MFP), Public Housing Money Follows the Person (MFP) programs for McCulloch County, Texas.

Go to the Texas Public Housing and Low-Income Apartments Waiting Lists page for openings near McCulloch County.

How many renters live in McCulloch County, Texas?

The County of McCulloch County has 7,638 people living in 3,186 households.

There are 1,995 renters living in 957 renter households in this County. Renters make up 26.12 percent of the population living in McCulloch County.

What is the rental market like in McCulloch County, Texas?

There are an estimated 4,233 housing units in the McCulloch County area. Of these, 1,052 units are rental homes, making up 25 percent of the housing market. For every renter household in McCulloch County, Texas, there are 1 rental units.

What is the vacancy rate for rentals in McCulloch County?

The rental vacancy rate in McCulloch County is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in McCulloch County for each bedroom size?

Occupied Rental Units by Size in McCulloch County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1 164 459 317 16
Occupied Rental Units by Size in McCulloch County

A large number of apartments in McCulloch County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in McCulloch County are overburdened by housing costs?

Among renter households in this market, 31 percent have housing cost burden. Further, 9 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in McCulloch County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $807 to $1,541. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $807
One BR $835
Two BR $1,037
Three BR $1,254
Four BR $1,541
2024 Fair Market Rents in McCulloch County, Texas

How many units are rented at Fair Market Rent (FMR) in McCulloch County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 0 100 percent
One BR 137 84 percent
Two BR 299 65 percent
Rental Units Below FMR in McCulloch County, Texas

How many affordable rental units are in McCulloch County?

There are a variety of federal affordable housing programs serving households in McCulloch County, Texas including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 80
Public Housing 180
USDA Section 515 Rural Rental Housing 16
Tracked Units by Federal Program in McCulloch County, Texas

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in McCulloch County, Texas

McCulloch County features 196 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in McCulloch County, Texas

There are 72 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in McCulloch County.

Housing Choice Vouchers in McCulloch County, Texas

On average, Section 8 Housing Choice vouchers pay McCulloch County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in McCulloch County.

The maximum amount a voucher would pay on behalf of a low-income tenant in McCulloch County, Texas for a two-bedroom apartment is between $933 and $1,141.

Sourced from federal housing data and AffordableHousingOnline.com research.