Open Low Income Housing Waiting List in Mississippi

What is a low-income apartment?

A low-income apartment has a federal, state, or local government housing program that makes rent affordable for those who are in need of housing assistance.

These apartments may have rental assistance that allows tenants to pay a portion of their income for rent, or pay a fixed rent amount that is affordable to renters.

Are there different types of housing assistance for low-income apartments?

Yes, there are many different types of housing assistance programs for low-income apartments. Some housing programs, such as Public Housing, allow tenants to pay a portion of their income for rent. Others, like the Low-Income Housing Tax Credit program, provide fixed rents that are affordable to many renters.

The most common housing programs for low-income apartments include:

• Public Housing
• Section 8 Project-Based Rental Assistance
• Section 8 Project-Based Voucher
• RAD Project-Based Voucher
• Low-Income Housing Tax Credit
• Section 202 Supportive Housing For The Elderly
• Section 811 Supportive Housing For Persons With Disabilities
• Section 515 Rural Rental Housing
• Section 521 USDA Rental Assistance

Why is there a waiting list for low-income apartments?

There is a higher demand for low-income apartments than available units, so housing agencies have waiting lists. Building a waiting list allows the agency to quickly fill units that are no longer being occupied.

Who can apply for a low-income apartment waiting list?

To apply for a low-income apartment waiting list, the head of the household must be at least 18 years old and a U.S. citizen or an eligible immigrant. If the head of household cannot submit an application, another person can submit one on their behalf.

There are many qualifications to get a low-income apartment, including income, housing, and criminal history. But those requirements do not prevent a person from applying for an open waiting list.

What is needed to apply for a low-income apartment waiting list?

To apply for a low-income apartment waiting list, renters must usually provide their first and last name, date of birth, Social Security Number or Alien ID, and the total gross income of all household members (with exceptions).

Applications may ask for additional information, including housing history, criminal history, proof of income, and preference verification. Applicants may also be asked for demographic information, like gender, disability status, or race and ethnicity.

When can I apply for a low-income apartment?

Applications for a low-income apartment can only be submitted when the housing agency opens the waiting list.

Waiting lists in many areas are kept open indefinitely, but there are also apartments with waiting lists that are only open for certain periods. Depending on the area, if a waiting list is closed, it may not reopen for many months or years.

How do I apply for a low-income apartment waiting list?

When a low-income apartment waiting list is open, there can be a number of different ways to submit an application. In most cases, applications are available online, in person, by mail, or a variety of these options.

Contact the agency that manages the apartment to find out how to submit an application.

Where can I apply for a low-income apartment waiting list?

Renters can apply to most open low-income apartment waiting lists in the country. You do not have to live in the area to apply to most waiting lists, but there are some with restrictions. There are also some apartments with a housing program that is restricted for certain populations. If the apartment or waiting list is restricted, it means that the housing agency is targeting a specific demographic (such as elderly applicants), and documentation or a reference may be required to apply.

However, even if a waiting list is available to the general public, applicants who do not live in the area should check if there are preferences. Preferences give qualified applicants priority placement on the waiting list. And one of the most common preferences is for local residents. This means that non-local applicants may have a very long wait for a voucher, or may not get a voucher at all because of the local demand.

Can I apply for multiple low-income apartment waiting lists?

Yes, renters can apply for multiple low-income apartment waiting lists. There is no limit to how many waiting lists a household may be on.

But, it's usually not allowed to submit multiple applications for the same waiting list. If more than one application is submitted for the same waiting list, the household risks getting disqualified.

Is there an application fee for low-income apartment waiting lists?

Unlike Section 8 Housing Choice Vouchers, there are many low-income apartment waiting lists that charge a fee to apply. This depends on type of housing assistance for the apartment.

It is against HUD policy for a housing authority to charge an application fee for Public Housing or Section 8 apartments (including Project Based rental Assistance and Project Based Vouchers). If anyone is charging a fee for an application to these apartment types, they are either violating federal law, or a scammer.

But there may be an application fee for apartments with other housing programs.

How long is a waiting list for a low-income apartment?

After being placed on a low-income apartment waiting list, the wait may be anywhere between weeks, months, or even years.

There is no typical wait time for an apartment, but waiting lists are usually shorter than those for a Section 8 Housing Choice Voucher. The amount of time spent on a waiting list depends on many factors, including how many preferences are met, and the location of rental assistance. An applicant in one area of the country may wait for months, while someone in another area is awaiting for years.

Is there any way to get priority placement on a low-income apartment waiting list?

Yes, many housing agencies use preferences to give a priority to applicants who are part of groups in the area that are in great need of assistance.

Common preference categories for low-income apartment waiting lists include seniors, persons with disabilities, and those who live and work locally. Applicants who qualify for preferences will have a shorter wait time than those who don't.

How can I get more information about a low-income apartment waiting list?

The easiest way to get more information about many low-income apartment waiting lists is to contact the property manager directly. Most managers can be reached by phone, email, or both methods of communication.

Many housing agencies have websites, but not all sites have in-depth details about their apartments. So, contacting the agency directly is usually the most effective way to find out if a waiting list is open, how to apply, and other important apartment requirements.

How does a waiting list for low-income apartments work?

Renters must first submit an application to a housing agency with an open waiting list for a low-income apartment. If a apartment's waiting list is not currently open, applications cannot be submitted.

After applying and getting qualified for the waiting list, the household will be added to the list. Waiting lists that are open indefinitely are almost always sorted by date and time the application is received. If the waiting list for a low-income apartment is only open for a specific period of time, it may be sorted by either random lottery, or date and time.

If the household is selected for the waiting list, the housing agency will send confirmation. Be aware that some waiting lists have preferences (such as elderly or local applicants), and qualified households are given priority placement over others.

After getting placed on a waiting list, prepare to wait for some time. Waiting lists for low-income apartments are usually shorter than those for the Section 8 HCV program, but applicants may still wait weeks, months, or years, depending on the area.

Once the household reaches the top of the waiting list, an eligibility interview will be held to make sure that everyone is qualified. If the household does not meet the qualifications, they can continue applying to other open waiting lists for a chance to get a low-income apartment.