Rental Housing In Kentucky

Kentucky Rental Overview

The population of Kentucky, according to the 2010 Census, is 4,339,367. The total number of households in the state is 1,719,965. The average household size for Kentucky is 2.43. The total number of renter households in the state is 538,694 which means that 31.32% of households are renter households. Compared to all other U.S. States, Kentucky is ranked 35th in percentage of renters. District Of Columbia is ranked first with 57.99% and West Virginia ranks last with only 26.55%.

According to the Census Bureau’s American Community Survey, the median rent paid among all renter households and housing types and sizes in Kentucky is $640 per month. Ranked against all other states in the country, Kentucky ranks 49th for the highest median rent. Hawaii ranks first at $1,353 and West Virginia ranks last at $606. Though rents are set more locally, statewide median rents provide a basic outlook of housing costs for each state.

The number of vacant rental units in Kentucky is 41,002 representing a vacancy rate of 7.1%. Among all U.S. states, Kentucky ranks 26th for the lowest vacancy rates. New York ranks first with a vacancy rate of 4.5% and South Carolina ranks last with a vacancy rate of 12.9%. As lower vacancy rates are an indication of a healthier rental housing portfolio, Kentucky’s rental housing portfolio is performing at the National average.

ProgramProjectsUnits
Project Based Section 8 372 22,593
Section 202 130 5,051
Section 811 62 489
Section 515 387 10,380
RDRA 289 5,855
LIHTC 486 17,797
Senior 337 11,495
Public Housing 111 8,701
Section 8 Voucher 122 34,031
Total 1,294 54,035
Note: The total does not necessarily equal the sum of each program as some properties may participate in multiple funding programs.

‡This program is not project based, instead Housing Authorities provide vouchers to individual renters. In the state of Kentucky there are 122 independent Housing Authorities that may issue these vouchers.

The average number of units per property for affordable rentals in Kentucky is 41.80. The largest market for federally assisted housing in the state is Louisville at 12,529 units and the smallest is Bellevue at 4 unit(s). 337 apartment properties provide housing for seniors containing 11,495 units. Of the 54,035 units, 33,892 units include some form of rental assistance (like Section 8) to make rent more affordable for very low income families.

Affordable Housing by Counties in Kentucky ranked by federally assisted units

There are 119 counties or county equivalents in Kentucky. The county or county equivalent with the largest population is Jefferson County at 741,096 and the smallest is Owsley County at 4,755. The county or county equivalent with the largest percentage of renter households is Christian County at 46.65% and The county or county equivalent with lowest portion of renters is Oldham County at 14.36%.

The density of Federal housing assistance at the county level in Kentucky ranges from a low of 13.7 units per 1,000 renter households in Magoffin County to a high of 949.8 units per 1,000 renter households in Franklin County. The average Federal housing assistance density for all counties in Kentucky is 152.5 units per 1,000 renter households.

The table below summarizes the Federally assisted housing located in each county in Kentucky. All major affordable housing programs are provided on a county by county basis. Click on the name of the county to see a more in depth summary of affordable housing in that county.

CountyTotal Units
Jefferson County 13,015
Fayette County 3,819
Kenton County 1,419
Warren County 1,275
Daviess County 1,131
Knox County 932
Hardin County 898
Campbell County 897
Boone County 892
McCracken County 857
Laurel County 844
Franklin County 778
Bullitt County 770
Boyd County 763
Christian County 756
Henderson County 711
Shelby County 697
Pulaski County 626
Scott County 625
Grayson County 615
Pike County 579
Jessamine County 558
Hopkins County 533
Madison County 514
Graves County 511
Clark County 493
Oldham County 461
Harlan County 458
Bell County 458
Bourbon County 446
Marshall County 421
Nelson County 418
Rockcastle County 399
Rowan County 374
Floyd County 358
Clay County 351
Barren County 345
Carter County 331
Logan County 327
Grant County 323
Clinton County 313
Greenup County 313
Hart County 303
Taylor County 301
Lincoln County 293
Montgomery County 287
Muhlenberg County 276
Calloway County 273
Whitley County 267
Boyle County 261
McCreary County 258
Harrison County 249
Henry County 244
Green County 235
Bath County 235
Woodford County 232
Simpson County 224
Monroe County 219
Butler County 218
Russell County 217
Ohio County 215
Adair County 213
Perry County 210
Martin County 208
Johnson County 201
Wayne County 196
Jackson County 188
Lawrence County 187
Lee County 181
Metcalfe County 180
Allen County 176
Larue County 172
Letcher County 171
Estill County 168
Mason County 164
Union County 164
Morgan County 162
Mercer County 162
Webster County 156
Powell County 155
Bracken County 152
Wolfe County 152
Lewis County 144
Nicholas County 142
Garrard County 139
Elliott County 136
Spencer County 135
Marion County 134
Fleming County 132
McLean County 131
Carroll County 128
Breathitt County 128
Cumberland County 128
Gallatin County 126
Ballard County 125
Breckinridge County 124
Trimble County 111
Caldwell County 106
Hancock County 104
Meade County 103
Menifee County 100
Fulton County 100
Owsley County 96
Edmonson County 96
Hickman County 92
Owen County 91
Knott County 88
Lyon County 84
Pendleton County 80
Anderson County 80
Crittenden County 76
Casey County 74
Todd County 72
Trigg County 64
Carlisle County 36
Livingston County 34
Washington County 30
Leslie County 21
Magoffin County 16

Affordable Housing by City in Kentucky ranked by federally assisted units

We are tracking 245 cities in Kentucky that have at least one Federally assisted housing community. With a population of 597,337, Louisville has the largest population of these cities. There are 228 Federally assisted housing communities in Louisville which are home to about 12,529 families, most of which are lower income families.

The table below provides a summary of all Federally assisted housing communities by city in Kentucky. All the major affordable housing funding program breakdowns are provided. Click on the city name to get a full affordable rental housing report for each city in Kentucky.

CityTotal Units
Louisville 12,529
Lexington 3,819
Bowling Green 1,275
Owensboro 1,123
Corbin 1,056
Covington 941
Paducah 857
Ashland 763
Frankfort 737
Henderson 711
Elizabethtown 688
Shelbyville 653
Florence 629
Somerset 626
Georgetown 589
Hopkinsville 560
London 517
Winchester 493
Nicholasville 468
Newport 449
Shepherdsville 443
Leitchfield 439
Richmond 438
Barbourville 422
Mayfield 398
Paris 384
Albany 354
Manchester 351
Pikeville 337
Madisonville 333
Bardstown 324
Lagrange 306
Campbellsville 301
Glasgow 297
Grayson 285
Harlan 275
Murray 261
Benton 261
Middletown 258
Morehead 256
Cynthiana 249
Pineville 244
Prestonsburg 242
Greensburg 235
Southgate 230
Franklin 224
Danville 221
Tompkinsville 219
Morgantown 218
Columbia 213
Stanford 213
Hazard 210
Independence 209
Erlanger 208
Monticello 196
Cumberland 195
Russellville 189
Owingsville 187
Louisa 187
Beattyville 181
Edmonton 180
Williamsburg 176
Scottsville 176
Flatwoods 175
Munfordville 175
Hodgenville 172
Greenville 170
Irvine 168
Maysville 164
Harrodsburg 162
West Liberty 162
Mount Vernon 161
Warfield 160
Versailles 160
Whitley City 154
Campton 152
Vanceburg 144
Carlisle 142
Lancaster 139
Walton 137
Sandy Hook 136
Booneville 136
Taylorsville 135
Jenkins 135
Lebanon 134
Flemingsburg 132
Carrollton 128
Horse Cave 128
Russell Springs 128
Warsaw 126
Radcliff 124
Middlesboro 124
Stanton 123
Dry Ridge 122
Clearfield 118
Williamstown 117
Burkesville 116
New Castle 114
Burlington 112
Providence 112
Fairdale 108
Jackson 106
Central City 106
Princeton 106
Mc Kee 106
Augusta 104
Dawson Springs 104
Hartford 103
Brandenburg 103
Mt Sterling 102
Nazareth 102
Frenchburg 100
Shively 97
Livermore 97
Brownsville 96
Barlow 95
Crestwood 94
Brodhead 94
Clinton 92
Dayton 92
Owenton 91
Wilmore 90
Mt. Sterling 89
Jamestown 89
Pembroke 88
Cloverport 88
Hindman 88
South Shore 88
Morganfield 88
Bedford 87
Turkey Creek 84
Eddyville 84
Calvert City 84
Middlesborough 82
Mckee 82
Mount Washington 80
Lawrenceburg 80
Pretonsburg 80
Sturgis 76
Berea 76
Hardin 76
Fort Thomas 76
Marion 76
Lewisport 76
Paintsville 74
Liberty 74
Mt. Washington 72
Mount Sterling 72
Mt. Vernon 72
Elkton 72
Jeffersontown 69
New Haven 68
Shepherdsvlle 67
Eminence 66
Cadiz 64
Crab Orchard 64
Simpsonville 64
La Grange 61
Crofton 60
Thelma 59
Calhoun 58
Mt Vernon 56
Hickman 56
Mt Washington 56
Beaver Dam 56
Pine Knot 56
Belfry 55
Crittenden 52
Lebanon Junction 52
Millersburg 50
Adairville 50
St Hardin 49
Butler 49
Sharpsburg 48
Inez 48
Lewisburg 48
Clarkson 48
Versaillies 48
Falmounth 48
Nortonville 48
Earlington 48
Stearns 48
Cave City 48
Hardinsburg 48
Oak Grove 48
Brooksville 48
Alexandria 46
Olive Hill 46
Fulton 44
Ludlow 44
Wittensville 44
Campbellsburg 44
Symsonia 41
Caneyville 40
Fancy Farm 40
Altro 40
Huddy 39
Vine Grove 37
Stamping Ground 36
Fleming Neon 36
Corinth 32
Clay City 32
Wingo 32
Raceland 32
Falmouth 31
Springfield 30
Bloomfield 28
Hawesville 28
Sacramento 24
Phelps Ky 24
Wheelwright 24
Bardwell 24
Jeffersonville 24
Stambaugh 24
Milton 24
Midway 24
Clay 24
Mccarr 24
Perryville 24
Hyden 21
Cambellsburg 20
Dixon 20
Lacenter 18
Southshore 18
Bromley 17
Salyersville 16
Livingston 16
Junction City 16
Hustonville 16
Salem 16
Elkhorn City 16
Hebron 14
Irvington 12
Wickliffe 12
Minnie 12
Arlington 12
N. Middletown 12
Hazel 12
Smithland 12
Fordsville 8
Beverly 8
Whitesville 8
Grand Rivers 6
Bellevue 4
Pleasure Ridge Park -

Housing Authorities in Kentucky ranked by assisted units and vouchers

Housing authorities are governmental (or quasi-governmental) entities that manage various Federal housing assistance programs on behalf of the Department of Housing and Urban Development (HUD). These programs include Public Housing, Section 8 Housing Choice Vouchers and other programs.

There are 122 housing authorities in Kentucky. These housing authorities own and operate an aggregate of public housing units and administer Section 8 rental vouchers. Of the 122 housing authorities, 19.7% have both a public housing and Section 8 program.

The largest housing authority in Kentucky by total housing assistance units managed is Louisville Metro Housing Authority with 15,033 public housing units under management (4,480 public housing units and 10,553 Section 8 vouchers).

The table below provides a list of housing authorities in Kentucky and includes each housing authorities public housing and Section 8 voucher count. Click on the housing authority name to get more details on the housing authority.

NamePublic Housing UnitsSection 8 Vouchers
Louisville Metro Housing Authority 4,480 10,553
Kentucky Housing Corporation - 5,670
Housing Authority of Lexington 1,303 2,600
Cumberland Valley Regional Housing Authority - 1,368
Covington CDA - 1,194
Housing Authority of Henderson 430 649
Housing Authority of Newport 480 585
Boone County Fiscal Court - 998
Housing Authority of Paducah 896 -
Housing Authority of Hopkinsville 363 484
Housing Authority of Owensboro 555 289
Housing Authority of Covington 789 -
Appalachian Foothills Housing Agency Inc - 780
City of Richmond Section 8 Housing Program - 735
Housing Authority of Georgetown 322 399
Housing Authority of Glasgow 364 338
Housing Authority of Pikeville 335 341
Housing Authority of Frankfort 208 458
Campbell County Department of Housing - 635
Ashland Planning And CDA - 616
Bowling Green CDA - 606
Pike County Housing Authority - 598
Housing Authority of Bowling Green 595 -
Campbellsville Housing And Redevelopment Authority 298 274
City of Paducah - 554
Lake Cumberland Housing Agency Inc - 514
Housing Authority of Mayfield 222 289
Housing Authority of Floyd County 171 326
Housing Authority of Somerset 215 261
Paris-Bourbon County Community Dev. Agency - 472
Housing Authority of Middlesborough 462 -
Housing Authority of Madisonville 186 253
Housing Authority of Cynthiana 261 175
Pineville/Bell County Community Dev Agency - 401
Housing Authority of Winchester 400 -
Housing Authority of Danville 392 -
Housing Authority of Ashland 372 -
Housing Authority of Maysville 259 108
Housing Authority of Paintsville 273 87
Housing Authority of Bardstown 186 169
Laurel County Section 8 Housing - 330
Housing Authority of Prestonsburg 160 144
Danville Community Development Agency - 297
Housing Authority of Lebanon 210 72
Housing Authority of Richmond 277 -
Housing Authority of Hazard 273 -
Housing Authority of Williamsburg 235 -
Housing Authority of Mount Sterling 224 -
Housing Authority of Morehead 222 -
HA of Lawrence County 88 130
Housing Authority of Fulton 207 -
Housing Authority of Murray 205 -
Housing Authority of Pineville 199 -
Barbourville Urban Renewal & CDA - 198
Housing Authority of Paris 186 -
Housing Authority of Carrollton 180 -
Housing Authority of Morgantown 178 -
Housing Authority of Harlan 176 -
Housing Authority of Russellville 169 -
Housing Authority of Springfield 95 69
Housing Authority of Harrodsburg 162 -
Housing Authority of Versailles 155 -
Housing Authority of Corbin 153 -
Housing Authority of Catlettsburg 149 -
Housing Authority of Dawson Springs 148 -
Housing Authority of Greensburg 26 118
Housing Authority of Barbourville 140 -
Housing Authority of Cumberland 140 -
Housing Authority of London 134 -
Housing Authority of Martin 124 -
Housing Authority of Irvine 120 -
Housing Authority of Hickman 117 -
Housing Authority of Burkesville 111 -
Housing Authority of Elizabethtown 110 -
Housing Authority of Franklin 108 -
Housing Authority of Monticello 107 -
Housing Authority of Princeton 105 -
Housing Authority of Whitesburg 104 -
Housing Authority of Shelbyville 102 -
Housing Authority of Todd County 100 -
Housing Authority of Hodgenville 97 -
Housing Authority of Lyon County 93 -
Housing Authority of Eminence 85 -
Housing Authority of Columbia 82 -
Housing Authority of Knott County 81 -
Housing Authority of Horse Cave 76 -
Housing Authority of Cadiz 75 -
Housing Authority of Liberty 73 -
Housing Authority of McCreary County 71 -
Housing Authority of Central City 70 -
Housing Authority of Benton 69 -
Housing Authority of McKee 66 -
Housing Authority of Dry Ridge 66 -
Housing Authority of Beaver Dam 64 -
Housing Authority of Lancaster 62 -
Housing Authority of Berea 60 -
Housing Authority of Providence 59 -
Housing Authority of Salyersville/Magoffin Co. 59 -
Housing Authority of Scottsville 57 -
Housing Authority of Nicholasville 54 -
Housing Authority of Owingsville 54 -
Housing Authority Vanceburg 52 -
Housing Authority of Stanford 50 -
Housing Authority of Greenville 50 -
Housing Authority of Martin County 48 -
Housing Authority of Morganfield 45 -
Housing Authority of Sturgis 45 -
Housing Authority of Dayton 45 -
Housing Authority of Flemingsburg 40 -
Housing Authority of Stanton 40 -
Housing Authority of Radcliff 40 -
Housing Authority of Olive Hill 40 -
Housing Authority of Irvington 36 -
Housing Authority of Jackson 32 -
Housing Authority of Tompkinsville 32 -
Housing Authority of Manchester 32 -
Housing Authority of Owenton 32 -
Housing Authority of Falmouth 31 -
Housing Authority of Albany 30 -
Housing Authority of Beattyville 30 -
Housing Authority of Williamstown 30 -
Housing Authority of Mount Vernon 30 -

Federally Assisted Affordable Rental Housing

According to our affordable housing data, Kentucky has a total of 1,294 rental properties that receive at least one form of Federal housing assistance and are at least partially reserved for low income persons. These properties contain an estimated 54,035 rental housing units. (Note: Some of the Federal source data we use does not include total unit count for a property -- most notably the LIHTC database -- so the number of units listed here may be less than the actual.)

The Project Based Section 8 Program is the largest assistance program by unit count. The program assists 22,593 in Kentucky. The charts below lay out how each Federal program impact affordable housing in Kentucky.

Federal Programs By Unit Count Hover over a bar to view