Affordable Housing In Philadelphia
Philadelphia County, Pennsylvania

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There are 691 low income housing apartment complexes which contain 35,978 affordable apartments for rent in Philadelphia, Pennsylvania. Many of these rental apartments are income based housing with about 28,061 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 7,120 Project-Based Section 8 subsidized apartments in Philadelphia. There are 11,295 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Philadelphia is the Philadelphia Housing Authority.

Affordable Apartments in Philadelphia

Image of University Square Apartments
3901 Market Street
Philadelphia, Pennsylvania
University Square Apartments is a 442 unit low income housing apartment community that provides 1 bedroom apartments for rent in Philadelphia. Rents at University Square Apartments are 829.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
Image of Casa Farnese Apartments
1300 Lombard Street
Philadelphia, Pennsylvania
Casa Farnese Apartments is a 288 unit low income housing apartment community that provides St.-1 bedroom apartments for rent in Philadelphia. Rents at Casa Farnese Apartments are Income Based.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Accepts Housing Choice Vouchers Market Rate Project-Based Section 8 Project Based Rental Assistance
Image of Yorktown Arms Apartments for Seniors 60 and older only
1300 W. Jefferson Street
Philadelphia, Pennsylvania
Yorktown Arms Apartments for Seniors 60 and older only is a low income housing apartment community that provides 1-2 bedroom apartments for rent in Philadelphia. Rents at Yorktown Arms Apartments for Seniors 60 and older only are 583.
1701 S 28th Street
Philadelphia, Pennsylvania
Anthony Wayne II is a 39 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Philadelphia. Rents at Anthony Wayne II are $594-802.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Philadelphia.
Low Income Housing Tax Credit
Image of Ascension Manor Apts. I
911 N. Franklin Street
Philadelphia, Pennsylvania
Ascension Manor Apts. I is a 281 unit low income housing apartment community that provides St.-1 bedroom apartments for rent in Philadelphia.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly Project-Based Section 8 Project Based Rental Assistance Senior (62+) Accessible Units

Housing Authorities that serve Philadelphia

The Philadelphia Housing Authority is a Section 8 and Public Housing public housing agency in Philadelphia, Pennsylvania.

Other Housing Authorities located in Philadelphia

The 1260 Housing Development Corporation is a Section 8 public housing agency in Philadelphia, Pennsylvania.

Understanding Affordable Housing in Philadelphia, Pennsylvania

Philadelphia, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 691
Total Low Income Apartments 35,978
Total Rent Assisted Apartments 28,061
Percentage of Housing Units Occupied By Renters 47.36%
Average Renter Household Size 2.41
Total Population 1,555,072
Housing Units 581,050
Average Household Size 2.59
Median Household Income $38,253 ±$511
Median Rent $922 ±$6
Percentage Of Renters Overburdened 52.46% ± 0.83pp

Population and Household Demographics

Philadelphia is a City in Philadelphia County, Pennsylvania with a population of 1,555,072. There are 581,050 households in the city with an average household size of 2.59 persons. 47.36% of households in Philadelphia are renters.

Income and Rent Overburden in Philadelphia

The median gross income for households in Philadelphia is $38,253 a year, or $3,188 a month. The median rent for the city is $922 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Philadelphia, a household making less than $3,073 a month would be considered overburdened when renting an apartment at or above the median rent. 52.46% of households who rent are overburdened in Philadelphia.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 0.83 percentage points.

Area Median Income In Philadelphia

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Philadelphia, the AMI is calculated from all households within Philadelphia County.

In Philadelphia, HUD calculates the Area Median Income for a family of four as $83,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Philadelphia

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Philadelphia HUD Rental Assistance Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $17,500 $20,000 $22,500 $24,950 $28,780 $32,960 $37,140 $41,320
50% $29,150 $33,300 $37,450 $41,600 $44,950 $48,300 $51,600 $54,950
80% $46,600 $53,250 $59,900 $66,550 $71,900 $77,200 $82,550 $87,850

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Philadelphia

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2011, 432 low income apartment communities containing 9,830 rental apartments have been constructed and made affordable to low income persons in Philadelphia by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Philadelphia by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Philadelphia Low Income Housing Tax Credit Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $29,150 $33,300 $37,450 $41,600 $44,950 $48,300 $51,600 $54,950
60% $34,980 $39,960 $44,940 $49,920 $53,940 $57,960 $61,920 $65,940

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Philadelphia is $44,940 a year, or $3,745 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,745 by 30% to get a maximum rent of $1,124 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $729 $781 $936 $1,082 $1,208 $1,332
60% $875 $937 $1,124 $1,298 $1,449 $1,598
Fair Market Rents in Philadelphia

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$845 $1,003 $1,211 $1,515 $1,686