Low Income Apartments and Affordable Housing For Rent in Charlotte, NC

Discover affordable housing in Charlotte where there are 460+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Image of South Oak Crossing

South Oak Crossing

7609 Kings Ridge Dr, Charlotte, North Carolina 28217

bed 2-3
payment $960-1075/mo.
switch_access_shortcut Short Wait
accessibility Accessible
Image of Whitehall Crossing

Whitehall Crossing

2650 Arrowwood Rd, Charlotte, North Carolina 28273

bed 2-3
switch_access_shortcut Short Wait
Image of Willow Oak Run

Willow Oak Run

2908 Turning Oak Dr, Charlotte, North Carolina 28208

bed 2-3
payment $285-732/mo.
switch_access_shortcut Short Wait
accessibility Accessible
Image of Orchard Park Apartments

Orchard Park Apartments

845 B Cates, Charlotte, North Carolina 28202

bed 1-3
switch_access_shortcut Short Wait
payment Subsidized
Image of Fairmarket Plaza Apartments

Fairmarket Plaza Apartments

6427 Plaza Rd, Charlotte, North Carolina 28215

bed 1
payment Subsidized
Image of McAden Park Apartments

McAden Park Apartments

1303 Seigle Avenue, Charlotte, North Carolina 28205

bed 1-3
accessibility Accessible
Image of Townhomes of Ashbrook

Townhomes of Ashbrook

1905 F East Way Dr , Charlotte, North Carolina 28205

bed 1-2
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
Image of The Oaks at Cherry

The Oaks at Cherry

1604 Luther Street , Charlotte, North Carolina 28204

bed 1-4
switch_access_shortcut Short Wait
accessibility Accessible
Image of Honeycreek Senior Apartments

Honeycreek Senior Apartments

4305 Sweethoney Cir, Charlotte, North Carolina 28227

bed 1-2
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible
Image of Seigle Point Apartments

Seigle Point Apartments

110 Winding Path Way, Charlotte, North Carolina 28204

bed 1-3
switch_access_shortcut Short Wait
accessibility Accessible
Image of Hillcrest Apartments

Hillcrest Apartments

2603 Arnold Drive, Charlotte, North Carolina 28205

bed 2
payment Subsidized
Image of Northcross Townhomes

Northcross Townhomes

1835 Griers Grove Rd., Charlotte, North Carolina 28216

bed 2-4
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
Image of Poplar Grove Apartments (Formerly Booth Gardens)

Poplar Grove Apartments (Formerly Booth Gardens)

421 N Poplar St, Charlotte, North Carolina 28202

bed Studio-1
payment Subsidized
Image of Freedom Flats

Freedom Flats

4925 Freedom Dr., Charlotte, North Carolina 28208

bed 1-3
switch_access_shortcut Short Wait
Image of Rss Scattered Homes

Rss Scattered Homes

7108 Swans Run Rd, Charlotte, North Carolina 28226

payment Subsidized
Image of The Landings at Park Road

The Landings at Park Road

3126 Park Rd., Charlotte, North Carolina 28209

bed 1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of Randolph Hills

Randolph Hills

3511 Wheatley Ave, Charlotte, North Carolina 28205

switch_access_shortcut Short Wait
payment Subsidized
accessibility Accessible
Image of The Retreat at Renaissance

The Retreat at Renaissance

3240 New Renaissance Way, Charlotte, North Carolina 28208

bed 1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of The Hub on Harris

The Hub on Harris

7705 E W T Harris Blvd, Charlotte, North Carolina 28227

bed 1-3
switch_access_shortcut Short Wait
accessibility Accessible
Image of South Village Apartments

South Village Apartments

3898 Dewitt Ln, Charlotte, North Carolina 28217

bed Studio-3
switch_access_shortcut Short Wait

How To Identify Affordable Housing in Charlotte, North Carolina

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

BadgeDescription
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Charlotte, North Carolina
$29.43/hour
$22.18 (+306%) more than North Carolina minimum wage and $22.18 (+306%) more than the Federal minimum wage.
Learn More About Charlotte, North Carolina Affordable Housing ↓

What HUD offices serve Charlotte, North Carolina?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency, Moving to Work, Section 8 Project-Based Voucher (PBV) programs for Charlotte, North Carolina.

Go to the North Carolina Public Housing and Low-Income Apartments Waiting Lists page for openings near Charlotte.

How many renters live in Charlotte, North Carolina?

The City of Charlotte has people living in households.

There are renters living in renter households in this City. Renters make up 44.01 percent of the population living in Charlotte.

What is the rental market like in Charlotte, North Carolina?

There are an estimated housing units in the Charlotte area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Charlotte, North Carolina, there are 1.09 rental units.

What is the vacancy rate for rentals in Charlotte?

The rental vacancy rate in Charlotte is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Charlotte for each bedroom size?

Occupied Rental Units by Size in Charlotte
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms
9,86952,56270,28041,30011,097
Occupied Rental Units by Size in Charlotte

A large number of apartments in Charlotte have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Charlotte

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,347 to $2,481. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
Studio$1,347
One BR$1,384
Two BR$1,554
Three BR$1,936
Four BR$2,481
2024 Fair Market Rents in Charlotte, North Carolina

How many units are rented at Fair Market Rent (FMR) in Charlotte?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio4,55946 percent
One BR30,79859 percent
Two BR36,44252 percent
Rental Units Below FMR in Charlotte, North Carolina

How many affordable rental units are in Charlotte?

There are a variety of federal affordable housing programs serving households in Charlotte, North Carolina including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Charlotte, North Carolina

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Charlotte, North Carolina

Charlotte features 6,394 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Charlotte, North Carolina

There are 8,283 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Charlotte.

Housing Choice Vouchers in Charlotte, North Carolina

On average, Section 8 Housing Choice vouchers pay Charlotte landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Charlotte.

The maximum amount a voucher would pay on behalf of a low-income tenant in Charlotte, North Carolina for a two-bedroom apartment is between $1,399 and $1,709.

Sourced from federal housing data and AffordableHousingOnline.com research.

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