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Affordable Housing In Charlotte
Mecklenburg County, North Carolina

179 Low Income Apartment Communities In Charlotte

Randolph Hills

3511 Wheatley Ave
Charlotte, North Carolina
Subsidized

Tyvola Crossing Apartments

2948 Crossroads Pl
Charlotte, North Carolina
Accepts Vouchers

Grier Heights Seniors

Grier Heights
Charlotte, North Carolina
Accepts Vouchers

Rosewood Commons

3911 David Cox Road
Charlotte, North Carolina
Call For Rent
1-2 BR
Accepts Vouchers

Cheshire Chase Apartments

3724 Connery Ct
Charlotte, North Carolina
Accepts Vouchers

Rodden Square

6520 Mallard Creek Rd
Charlotte, North Carolina
Accepts Vouchers

Villa Court Apartments

820 Villa Ct
Charlotte, North Carolina
Subsidized

As Mecklenburg Co. G.H. 1

5215 Pinebrook Dr
Charlotte, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Little Rock Apartments I and II

5712 Leake St
Charlotte, North Carolina
Subsidized

Rss Scattered Site Condos

2501 Kilborne Dr
Charlotte, North Carolina
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Housing Authorities that serve Charlotte

Housing Authority Programs
Inlivian Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Moving to Work; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Charlotte, North Carolina

There are 179 low income housing apartment communities offering 13,546 affordable apartments for rent in Charlotte, North Carolina.

Income Based Apartments in Charlotte, North Carolina

Charlotte features 7,252 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Charlotte, North Carolina

There are 6,294 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Charlotte.

Housing Choice Vouchers in Charlotte, North Carolina

On average, Section 8 Housing Choice vouchers pay Charlotte landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Charlotte.

The maximum amount a voucher would pay on behalf of a low-income tenant in Charlotte, North Carolina for a two-bedroom apartment is between $957 and $1,169.

2020 Charlotte, North Carolina Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $907 $934 $1,063 $1,423 $1,828
Payment Standard Range $816 to $998 $841 to $1,027 $957 to $1,169 $1,281 to $1,565 $1,645 to $2,011

Sourced from federal housing data and AffordableHousingOnline.com research.

Charlotte, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 179
Total Low Income Apartments 13,546
Total Housing Units with Rental Assistance 7,252
Percentage of Housing Units Occupied By Renters 45.94%
Average Renter Household Size 2.44
Average Household Size 2.55
Median Household Income $53,637 ±$724
Median Rent $926 ±$8
Percentage Of Renters Overburdened 46.61% ± 1.24pp
Total Population 792,137

Population and Household Demographics

Charlotte is a city in Mecklenburg County, North Carolina with a population of 792,137. There are 305,488 households in the city with an average household size of 2.55 persons. 45.94% of households in Charlotte are renters.

Income and Rent Overburden in Charlotte

The median gross income for households in Charlotte is $53,637 a year, or $4,470 a month. The median rent for the city is $926 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Charlotte, a household making less than $3,087 a month would be considered overburdened when renting an apartment at or above the median rent. 46.61% of households who rent are overburdened in Charlotte.

Area Median Income In Charlotte

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Charlotte, the AMI is calculated from all households within Mecklenburg County.

In Charlotte, HUD calculates the Area Median Income for a family of four as $83,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Charlotte

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Charlotte

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,550 $20,050 $22,550 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $29,250 $33,400 $37,600 $41,750 $45,100 $48,450 $51,800 $55,150
80% of Median $46,800 $53,450 $60,150 $66,800 $72,150 $77,500 $82,850 $88,200