OPEN: Emerald Villages and Fairmount Apartments is currently open and does not have a predetermined closing date.

Lorena Bentley

Analysis by Lorena Bentley

Last Updated: October, 2nd 2023

Section 8 Project-Based Voucher
Open
Online Application

This waiting list is for Section 8 Project-Based Voucher rental housing assistance in Hamilton County, Tennessee .

The Chattanooga Housing Authority (CHA) is accepting Section 8 Project-Based Voucher waiting list applications for Emerald Villages and Fairmount Apartments from the earliest confirmed open date of October 2, 2023, until further notice.

To apply while the waitlist is open, complete the online application.

Preferences have not yet been confirmed.

Selected applicants will be placed on the waiting list by date and time the application is received.

For more information, visit the CHA website.

Sources: This information was verified by the CHA website on October 2, 2023.

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Emerald Villages and Fairmount Apartments Section 8 Project-Based Voucher Application Methods

The application may be completed online at https://docs.google.com/forms/d/e/1FAIpQLSfvrf_XTjsn16NA6IEIw8NVXTPmjRd0UysaKpRr30qC8LMKLg/viewform.

Chattanooga Housing Authority

Emerald Villages and Fairmount Apartments Section 8 Project-Based Voucher Waiting List is managed by Chattanooga Housing Authority.

Chattanooga Housing Authority provides affordable housing for up to 6,500 low- and moderate-income households through its Section 8 Housing Choice Voucher and public housing programs.

This housing agency serves Hamilton County, Tennessee.

What should I do after applying to the Chattanooga Housing Authority Section 8 Project-Based Voucher waiting list?

After applying, it's a good practice to keep a record of any application that you submit. This will help you keep track of your application, and is especially useful if you apply to multiple waiting lists. You can do this easily with a document on your computer or mobile device, and also with a notebook or piece of paper.

Make sure to write down your application or confirmation number with the application details. This number will be important to reference in the future. Once you have this information written, keep it stored in a place that's easy to access when you need it.

With this information safely stored, all you have left to do is wait to find out if you've been selected for the waiting list.

When will I know if I've been selected for the Chattanooga Housing Authority Section 8 Project-Based Voucher waiting list?

Depending on the area, it may take weeks or even months to know if you've been selected for the waiting list. Your wait for an announcement is usually the longest in areas with large populations and a high demand for housing assistance.

Check if the public notice states when the housing authority plans to announce the results, or how long it may take to review applications. Contact the housing authority if this information isn't available.

How do I know if I've been added to the Chattanooga Housing Authority Section 8 Project-Based Voucher waiting list?

Once all applications are reviewed, the housing authority will either contact everyone who has been placed on the waiting list, or message everyone who applied to check their results.

The housing authority will use the contact information you give in the application to reach you (usually by mail, email, or phone). For this reason, it is very important to put valid contact information on your application. Make sure you keep your contact information up to date, and that you respond quickly if any further action is required.

If you don't get contacted by the housing authority, it might mean that you were not chosen for the waiting list. Sometimes, housing authorities do not contact applicants who were not placed on the waiting list. Check with the housing authority for confirmation.

How can I check my status on the Chattanooga Housing Authority Section 8 Project-Based Voucher waiting list?

To check your status on the waiting list, you usually have to log into an online portal, call a phone number, or visit the office. Each housing authority has different ways for you to check your status.

Some housing authorities will give your spot on the waiting list, but others might only confirm that you're still on the waiting list. Make sure that you have your application or confirmation number with you when checking your status.

How do I update my application for the Chattanooga Housing Authority Section 8 Project-Based Voucher waiting list?

To update your waiting list application, you usually have to log into an online portal, call a phone number, or submit a form to the office. Each housing authority has different ways for you to update your application.

Make sure that you have your application or confirmation number with you when updating your application.

When can I apply for a Chattanooga Housing Authority Section 8 Project-Based Voucher waiting list that is open until further notice?

You can apply for a waiting list that is open until further notice while it stays open for an unknown period of time. Usually, the housing authority is accepting applications until the waiting list closes, but some of these waiting lists never close.

For the Chattanooga Housing Authority Section 8 Project-Based Voucher waiting list, how do I apply online?

To apply online, an electronic form must be submitted to the housing authority on the internet. Many online applications require an account to be created to log in, and also a valid email address.

Who has a Section 8 voucher already?

If you are considering applying for a voucher, you may be interested to know who already has a voucher, and what the households tend to look like. Fortunately, we can provide some helpful statistics using HUD's 2023 Picture of Subsidized Households. The following data describes the economic and demographic characteristics of renters who have a Section or project-based voucher issued by Chattanooga Housing Authority.

How many renters have a Section 8 voucher with Chattanooga Housing Authority?

At the start of 2024, Chattanooga Housing Authority was managing 3,919 Section 8 vouchers. Of the total number of vouchers managed, there were 2,978 households with a voucher. This represents 76% of the total voucher allotment for Chattanooga Housing Authority.

According to HUD, there is a total of 7,500 people living in households with a Section 8 voucher issued by Chattanooga Housing Authority, with the average number of people per household being 2.

How long did current Chattanooga Housing Authority Section 8 households wait for their voucher?

The 2,978 households with a Section 8 voucher at the start of 2024 waited on average 24 months to receive their voucher. Of those voucher-holding households, 387 got their voucher in the last year. This represents 13 percent of voucher holders with vouchers issued by Chattanooga Housing Authority.

Are there any Chattanooga Housing Authority Section 8 vouchers not issued to renters?

Though Section 8 voucher programs are over-subscribed across the nation with all programs having a waiting list, each month, each housing agency managing vouchers has vouchers that are not issued to renters. This can result from turnover in the program if someone with a voucher buys a home, sees an increase in their income, passes away, or otherwise discontinues the use of their voucher.

The time it takes to transfer voucher funding from one recipient to another can be many months. Managing the Section 8 waiting list, qualifying new voucher holders, and approving new homes or apartments takes time. In addition, in some areas, there is an extreme housing shortage or landlords may refuse to rent to persons using a Section 8 voucher to pay their rent. This results in longer than usual ramp-up times for new voucher holders.

The Chattanooga Housing Authority Section 8 HCV program that this waiting list covers had 76% of its vouchers utilized by households with 24% unutilized at the start of 2024. This means that 941 Section 8 vouchers out of a total of 3,919 were in processing at the time HUD reported the data.

How many Chattanooga Housing Authority Section 8 households have children?

Of the 2,978 Section 8 voucher-holding households with the Chattanooga Housing Authority, 2,038 have at least one child. There are 39 two-parent households in the Chattanooga Housing Authority voucher program, and 1,999 single-parent households. There were 1,960 households with children with a female head of household.

How much do Chattanooga Housing Authority Section 8 households earn?

The average annual household income for Chattanooga Housing Authority Section 8 Voucher holders is $14,769 The average annual income per person is $6,101 The average voucher holder earns 22% of the local Area Median Income.

Chattanooga Housing Authority voucher household annual income
Annual Income Range ($) Number of Households % of Vouchers
Less than $5,000 357 12%
$5,000 - $9,999 238 8%
$10,000 - $14,999 1,042 35%
$15,000 - $19,999 387 13%
$20,000+ 923 31%

What is the source of income for Chattanooga Housing Authority Section 8 households?

Of all voucher holders, 1,176 (30%) receive the majority of their income from wages and/or business. 78 (2%) voucher-holding households receive the majority of their income from welfare programs like TANF, General Assistance or Public Assistance. 2,155 (55%) voucher-holding households derive the majority of their income from some other source (other than wage or welfare).

How much does a Chattanooga Housing Authority Section 8 voucher pay for tenants?

The Section 8 Housing Choice Voucher program pays 70% of the cost of rent plus utilities for any household receiving the housing assistance.

For the Chattanooga Housing Authority Section 8 program, the federal government is providing, on average, $893 per month to each household, for an average annual cost of $10,716. The program as a whole is paying landlords $2,659,354 per month, for an annual economic benefit to landlords of $31,912,248

How much does the average Chattanooga Housing Authority Section 8 tenant pay per month in rent?

HUD refers to the portion of rent paid by the Section 8 tenant as the Total Tenant Payment, or Family Expenditure.

For the Chattanooga Housing Authority Section 8 HCV programs, the average family expenditure is $366 per month or $4,392 per year. The combined payment from all tenants in the program is $1,089,948 per month, which is $13,079,376 per year.

What is the average rent of a Section 8 apartment or home in the Chattanooga Housing Authority program?

The average total rent paid to Section 8 landlords is $1,259 per month which includes payment contributed by both tenant households and the federal government. This is a program-wide rent average across all bedroom size rentals.

What is the average utility cost paid by Chattanooga Housing Authority Section 8 renters?

The average cost of utilities for renters in this program is $185 per month. It is important to note this is not the actual cost renters will pay for utilities, but an estimate based on the energy cost estimates of the program.

What size are most Chattanooga Housing Authority Section 8 homes?

Of the 3,919 households with a Section 8 voucher, 596 (20%) live in a studio or one-bedroom unit, 1,430 (48%) rent a 2-bedroom rental home and 953 (32%) have a 3-bedroom or larger rental. 24% of Housing Choice Voucher recipients are overhoused with more bedrooms than people in the household.

What is the race and ethnicity of Chattanooga Housing Authority Section 8 households?

83% of Chattanooga Housing Authority Section 8 HCV program households have a minority head of household who is Black, Native American, Asian or Pacific Islander; or of Hispanic ethnicity.

Racial/ethnic makeup of Chattanooga Housing Authority Section 8 tenants
Race Number of Households % of Households
Asian/Pacific Islander 0 0%
Black Non-Hispanic 2,413 81%
Native American/Alaskan 0 0%
White Non-Hispanic 506 17%
Black Hispanic 30 1%
White Hispanic 30 1%
Other Hispanic 0 0%

What are the ages of tenant heads of households in the Chattanooga Housing Authority Section 8 HCV program?

Age Range of Head of Household Number of Households % of Households
Under 24 119 4%
25-50/td> 1,698 57%
51-61 566 19%
62-84 596 20%
85 or Older 0 0%