Low Income Apartments and Affordable Housing For Rent in El Cajon, CA

Discover affordable housing in El Cajon where there are 25+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Canyon Springs Townhome Apartments

2000 E Main St, El Cajon, California 92021

bed 3
payment $3095/mo.

Bella Vista Apartments

545 N Mollison Ave, El Cajon, California 92021

switch_access_shortcut Short Wait
accessibility Accessible

El Cajon Senior

180 Ballantyne Street, El Cajon, California 92020

bed 1
payment Subsidized

Lexington Square

250 E. Lexington Ave, El Cajon, California 92020

bed 1-2
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Pinewood Apartments

241 Wisconsin Ave, El Cajon, California 92020

switch_access_shortcut Short Wait
accessibility Accessible

How To Identify Affordable Housing in El Cajon, California

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
calendar_today Opened: Sep 1
Open Until Further Notice
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Reported On February 23rd, 2024 by Lorena Bentley

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In El Cajon, California
$53.66/hour
$37.66 (+235%) more than California minimum wage and $46.41 (+640%) more than the Federal minimum wage.
Learn More About El Cajon, California Affordable Housing ↓

What HUD offices serve El Cajon, California?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Veteran Affairs Supportive Housing (VASH), Section 8 Project-Based Voucher (PBV), Moderate Rehabilitation, Housing Opportunities for Persons with AIDS (HOPWA) programs for El Cajon, California.

Go to the California Public Housing and Low-Income Apartments Waiting Lists page for openings near El Cajon.

How many renters live in El Cajon, California?

The City of El Cajon has people living in households.

There are renters living in renter households in this City. Renters make up 53.85 percent of the population living in El Cajon.

What is the rental market like in El Cajon, California?

There are an estimated housing units in the El Cajon area. Of these, units are rental homes, making up percent of the housing market. For every renter household in El Cajon, California, there are 1.05 rental units.

What is the vacancy rate for rentals in El Cajon?

The rental vacancy rate in El Cajon is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in El Cajon for each bedroom size?

Occupied Rental Units by Size in El Cajon
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,400 5,660 9,991 2,492 496
Occupied Rental Units by Size in El Cajon

A large number of apartments in El Cajon have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in El Cajon

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $2,062 to $4,638. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $2,062
One BR $2,248
Two BR $2,833
Three BR $3,819
Four BR $4,638
2024 Fair Market Rents in El Cajon, California

How many units are rented at Fair Market Rent (FMR) in El Cajon?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 941 67 percent
One BR 3,224 57 percent
Two BR 2,061 21 percent
Rental Units Below FMR in El Cajon, California

How many affordable rental units are in El Cajon?

There are a variety of federal affordable housing programs serving households in El Cajon, California including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Section 8 Project-Based Rental Assistance
Mod Rehab Project-Based Rental Assistance
Tracked Units by Federal Program in El Cajon, California

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in El Cajon, California

El Cajon features 607 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in El Cajon, California

There are 413 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in El Cajon.

Housing Choice Vouchers in El Cajon, California

On average, Section 8 Housing Choice vouchers pay El Cajon landlords $1,100 per month towards rent. The average voucher holder contributes $500 towards rent in El Cajon.

The maximum amount a voucher would pay on behalf of a low-income tenant in El Cajon, California for a two-bedroom apartment is between $2,550 and $3,116.

Sourced from federal housing data and AffordableHousingOnline.com research.

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