Affordable Housing In Ramona
San Diego County, California

5 Low Income Apartment Communities In Ramona

Montecito Village

1464 Montecito Road
Ramona, CA
Call For Rent
1-4 BR
Subsidized

Schmale Family Senior Residence Apartments

406 16th St
Ramona, CA
Call For Rent
1 BR
62+
HCV Welcome

Countryside Apartments I

612 14th St
Ramona, CA
Call For Rent
1-3 BR

Peppertree Apartments

130 14th St
Ramona, CA
Subsidized

Coutryside Apartments II

620 14th St
Ramona, CA
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Housing Authorities that serve Ramona

Housing Authority Programs
Housing Authority of the County of San Diego Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Housing Opportunities for Persons with AIDS (HOPWA)

Guide To Affordable Housing in Ramona, California

There are 5 low income housing apartment communities offering 228 affordable apartments for rent in Ramona, California. Ramona features 166 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 62 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Ramona.

Sourced from federal housing data and AffordableHousingOnline.com research.

Ramona, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 228
Total Housing Units with Rental Assistance 166
Percentage of Housing Units Occupied By Renters 34.99%
Average Renter Household Size 3.54
Average Household Size 3.27
Median Household Income $63,623 ±$3,566
Median Rent $1,124 ±$48
Percentage Of Renters Overburdened 52.85% ± 8.28pp
Total Population 21,824

Population and Household Demographics

Ramona is a City in San Diego County, California with a population of 21,824. There are 6,619 households in the city with an average household size of 3.27 persons. 34.99% of households in Ramona are renters.

Income and Rent Overburden in Ramona

The median gross income for households in Ramona is $63,623 a year, or $5,302 a month. The median rent for the city is $1,124 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ramona, a household making less than $3,747 a month would be considered overburdened when renting an apartment at or above the median rent. 52.85% of households who rent are overburdened in Ramona.1

Area Median Income In Ramona

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ramona, the AMI is calculated from all households within San Diego County.

In Ramona, HUD calculates the Area Median Income for a family of four as $86,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ramona

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ramona HUD Rental Assistance in Ramona

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,500 $25,700 $28,900 $32,100 $34,700 $37,250 $39,850 $43,430
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
80% of Median $59,950 $68,500 $77,050 $85,600 $92,450 $99,300 $106,150 $113,000
Low Income Housing Tax Credits in Ramona

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2009 to 2009, 1 low income apartment communities containing 69 rental apartments have been constructed and made affordable to low income persons in Ramona by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ramona

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
60% of Median $44,940 $51,360 $57,780 $64,200 $69,360 $74,520 $79,620 $84,780

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ramona is $57,780 a year, or $4,815 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,815 by 30% to get a maximum rent of $1,445 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $936 $1,003 $1,204 $1,391 $1,553 $1,713
60% $1,124 $1,204 $1,445 $1,670 $1,863 $2,055
Fair Market Rents in Ramona

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,404 $1,566 $2,037 $2,894 $3,576