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Affordable Housing In Ramona
San Diego County, California

5 Low Income Apartment Communities In Ramona

Montecito Village

1464 Montecito Road
Ramona, California
Call For Rent
1-4 BR

Schmale Family Senior Residence Apartments

406 16th Street
Ramona, California
Call For Rent
1 BR

Countryside Apartments I

612 14th St
Ramona, California
Call For Rent
1-3 BR

Peppertree Apartments

130 14th St
Ramona, California

Coutryside Apartments II

620 14th St
Ramona, California
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Housing Authorities that serve Ramona

Housing Authority Programs
Housing Authority of the County of San Diego Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Housing Opportunities for Persons with AIDS (HOPWA)

Guide To Affordable Housing in Ramona, California

There are 5 low income housing apartment communities offering 228 affordable apartments for rent in Ramona, California.

Income Based Apartments in Ramona, California

Ramona features 166 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ramona, California

There are 62 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ramona.

Housing Choice Vouchers in Ramona, California

On average, Section 8 Housing Choice vouchers pay Ramona landlords $1,100 per month towards rent. The average voucher holder contributes $400 towards rent in Ramona.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ramona, California for a two-bedroom apartment is between $1,833 and $2,241.

2020 Ramona, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $1,404 $1,566 $2,037 $2,894 $3,576
Payment Standard Range $1,264 to $1,544 $1,409 to $1,723 $1,833 to $2,241 $2,605 to $3,183 $3,218 to $3,934

Sourced from federal housing data and research.

Ramona, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 228
Total Housing Units with Rental Assistance 166
Percentage of Housing Units Occupied By Renters 34.99%
Average Renter Household Size 3.54
Average Household Size 3.27
Median Household Income $63,623 ±$3,566
Median Rent $1,124 ±$48
Percentage Of Renters Overburdened 52.85% ± 8.28pp
Total Population 21,824

Population and Household Demographics

Ramona is a city in San Diego County, California with a population of 21,824. There are 6,619 households in the city with an average household size of 3.27 persons. 34.99% of households in Ramona are renters.

Income and Rent Overburden in Ramona

The median gross income for households in Ramona is $63,623 a year, or $5,302 a month. The median rent for the city is $1,124 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ramona, a household making less than $3,747 a month would be considered overburdened when renting an apartment at or above the median rent. 52.85% of households who rent are overburdened in Ramona.

Area Median Income In Ramona

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ramona, the AMI is calculated from all households within San Diego County.

In Ramona, HUD calculates the Area Median Income for a family of four as $92,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ramona

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Ramona

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $24,300 $27,750 $31,200 $34,650 $37,450 $40,200 $43,000 $45,750
50% of Median $40,450 $46,200 $52,000 $57,750 $62,400 $67,000 $71,650 $76,250
80% of Median $64,700 $73,950 $83,200 $92,400 $99,800 $107,200 $114,600 $122,000